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£669,999
Bedrooms
Bathrooms
Vendor suited
A charming three bedroom semi detached home with Summer House & Spacious Garden.
Nestled in the highly sought-after and peaceful residential enclave of The Spinney, Epsom Downs, this beautifully presented three-bedroom semi-detached home offers the perfect balance of family comfort, outdoor space, and location.
Property
NO CHAIN
A charming three bedroom semi detached home with Summer House & Spacious Garden.
Nestled in the highly sought-after and peaceful residential enclave of The Spinney, Epsom Downs, this beautifully presented three-bedroom semi-detached home offers the perfect balance of family comfort, outdoor space, and location.
Set back from the road with off-street parking, and garage, the property boasts a bright and inviting interior, ideal for both everyday living and entertaining. Downstairs comprises a welcoming entrance hall, a generous lounge with feature fireplace, and a separate dining area leading to a modern, fully fitted kitchen.
Upstairs, youll find three well-proportioned bedroomstwo spacious doubles and a third ideal as a nursery, office, or guest roomalongside a contemporary family bathroom.
One of the standout features is the large, mature rear garden, perfect for families, gardening enthusiasts, or summer gatherings. At the rear, a charming summer house provides flexible spaceideal as a home office, studio, gym, or retreat.
Location
Located within yards of Epsom racecourse, the home of the world famous Epsom Derby. The area offers both the open spaces of Epsom Downs as well as train links into London Bridge and London Victoria (at Tattenham Corner) and London Victoria (Epsom Downs) and transport links into Epsom, Sutton and Banstead as well as the M25.
The area benefits from the fresh air of the Downs and is very popular with dog-walkers and hikers alike. There is a range of services and amenities at Tattenham Corner such as a Doctors surgery, petrol station, a post-office, restaurants, pubs and a library. There is a good selection of popular local schools, with Epsom College being a few minutes drive away. Epsom Town centre with its comprehensive shopping services is located within a 4-mile radius.
Money Laundering Regulations
Due to updated regulations any potential purchasers will be asked to provide two formal copies of identification prior to agreeing the sale. Your assistance will help to ensure the sale can progress in a timely manner.
Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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