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£725,000
Bedrooms
Bathrooms
EQUITY ESTATE AGENTS are pleased to offer this STUNNING and SPACIOUS Four-Bedroom END-OF-TERRACE Family Home arranged over THREE FLOORS located on Ladysmith Road. The property is situated on the EVER SO POPULAR Willow Estate which is walking distance of both Enfield Town Overground station (Liverpool St approx. 30 mins) and Enfield Chase Mainline station (Moorgate approx. 30 mins) as well as being within easy reach of the A10 & A406 offering road links into London and across the wider borough. This Beautiful Family Home falls within the catchment area of both George Spicer Primary and St. Andrews CofE Primary schools as well as Enfield Grammar & Enfield County schools. Additionally, the property is within walking distance to several shops and amenities in Enfield Town, including a Tesco supermarket, as well as several retail and leisure outlets at the Colosseum Retail Park, including Sainsburys and Cineworld. There is also plenty of green space nearby, with Enfield Playing Fields to the rear of the property and Bush Hill Park a short walk away.
Benefits include a Storm Porch, an Entrance Hallway, a 14ft Lounge, a 13ft Additional Sitting Room, a 19ft L-shaped kitchen/Diner, and a Ground-Floor Wet Room and WC. The first floor consists of Two Bedrooms, a Family Bathroom, and an en-suite to one of the Bedrooms. The Second Floor consists of Two Bedrooms and a Separate WC. Other benefits include Double Glazing, Gas central Heating, a Shared Driveway for Off-Street Parking, a Beautiful Rear Garden with Side Access, and a Detached Garage to the Side via Shared Access. ''Council Tax Band E''
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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