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£275,000
Bedrooms
Bathrooms
Looking for A big family home...this is perfect having five bedrooms. The property benefits from gas central heating and double glazing and briefly comprises: Entrance door to welcoming hallway, cloaks w.c, Spacious lounge, open plan fitted kitchen diner family room, stairs to first floor landing provide access to a family bathroom and four bedrooms one with en suite, stairs to the second floor gives access to a large master bedroom with en suite. Externally there are front and rear gardens with patio perfect for alfresco dining, driveway and a garage.
Entrance Door To
Welcoming Hallway
Spindled staircase to the first floor accommodation, radiator, laminate flooring.
Cloaks W.C
White suite including low level W.C, wash basin with tiled splash back, radiator and extractor fan.
Lounge (18 1 x 10 10 (5.51m x 3.30m))
Bay Window, TV point, radiator, coving to the ceiling.
Kitchen Diner (12 5 x 12 5 (3.78m x 3.78m))
Range of fitted fitted wall and base units with contrasting work surfaces, tiled splash back, one and a half stainless steel sink unit with mixer tap, integrated chrome gas hob, electric oven, extractor hood, Integrated washing machine, dishwasher and fridge freezer, TV Point, radiator, coving to ceiling with inset spot lighting, laminate flooring, patio doors to the rear, open plan to
Family Room/ Dining Room (10 11 x 7 10 (3.32m x 2.39m))
Patio doors to the rear garden, radiator, laminate flooring, coving to the ceiling. This room can easily be used as a Dining Room or Family Room.
Stairs To First Floor Landing
Spindled staircase to the second floor accommodation, airing cupboard
Bedroom Two (15 1 x 10 10 (4.59m x 3.30m))
Bay window to the front, coving to the ceiling, wardrobes, TV point, radiator and door to
Ensuite
White suite with chrome effect fittings comprising: Double shower unit with mains fed shower, pedestal wash basin, low level WC, part tiling to walls, radiator and extractor fan.
Bedroom Three (11 3 x 8 8 (3.43m x 2.64m))
Fitted wardrobes, coving to the ceiling and radiator.
Bedroom Four (9 0 x 8 4 (2.74m x 2.54m))
Radiator.
Bedroom Five (8 0 x 8 4 (2.44m x 2.54m))
Radiator.
Bathroom
White suite with chrome effect fittings comprising: Low level WC, pedestal wash basin, panelled bath, Fitted mirror, part tiled, radiator and extractor fan.
Stairs To Second Floor
Cupboard.
Bedroom One (14 8 x 14 1 (4.47m x 4.29m))
Three velux windows, storage into the eaves, radiator TV point, door to
Ensuite
White suite with chrome effect fittings comprising: Double shower unit with mains fed shower, pedestal wash basin, low level WC, radiator, Velux window, part tiling and extractor fan.
Externally
O the front of the property there is an open plan lawned garden with driveway leading to the garage. To the rear there is a south facing, split level landscaped garden benefiting from a large decorative stone patio, raised lawn wrought iron fence and gate with feature lighting. The rear garden is accessible also by the side gate.
Please Note
Your home is at risk if you do not keep up repayments on your mortgage or other loans secured on it.
Mortgage advice It is now a legal requirement under the Estate Agents Act 1991, to establish what mortgage, if any, is required and to confirm the applicants ability to obtain this finance. If you need any help or advice over obtaining a mortgage, our mortgage department will be pleased to help and advise you on all Building Society or Bank mortgages without obligation. This service is available even if you are not buying via ourselves. Written quotations available on request. There is no charge for this service.
Please note Please note that all sizes have been measured with an electronic measuring tape and are approximations only. Under the terms of the The Consumer Protection from Unfair Trading Regulations 2008 we are obliged to point out that none of the services described in these particulars have been tested by ourselves. We present these details of the property in good faith and they were accurate at the time at which we inspected the property. These particulars, whilst believed to be accurate are set out as a general outline only for guidance and do not constitute any part of an offer or contract. Intending purchasers should not rely on them as statements of presentation of fact, but must satisfy themselves by inspection or otherwise as to their accuracy. No person in this firms employment has the authority to make or give any representation or warranty in respect of the property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £1,189.28
Total Interest: £153,142.20
Overall Total: £428,142.20
Amortization For Monthly Payment: £1,189.28 over 30 years ( Based on 3.20% Interest )
Year | Interest | Principal | Balance |
---|---|---|---|
2025 | £8,719.04 | £5,552.37 | £269,447.63 |
2026 | £8,538.73 | £5,732.68 | £263,714.95 |
2027 | £8,352.57 | £5,918.84 | £257,796.12 |
2028 | £8,160.36 | £6,111.04 | £251,685.07 |
2029 | £7,961.92 | £6,309.49 | £245,375.58 |
2030 | £7,757.03 | £6,514.38 | £238,861.20 |
2031 | £7,545.48 | £6,725.93 | £232,135.28 |
2032 | £7,327.07 | £6,944.34 | £225,190.94 |
2033 | £7,101.56 | £7,169.85 | £218,021.09 |
2034 | £6,868.73 | £7,402.68 | £210,618.41 |
2035 | £6,628.34 | £7,643.07 | £202,975.34 |
2036 | £6,380.14 | £7,891.27 | £195,084.08 |
2037 | £6,123.88 | £8,147.52 | £186,936.55 |
2038 | £5,859.30 | £8,412.10 | £178,524.45 |
2039 | £5,586.13 | £8,685.27 | £169,839.18 |
2040 | £5,304.09 | £8,967.31 | £160,871.86 |
2041 | £5,012.89 | £9,258.52 | £151,613.35 |
2042 | £4,712.23 | £9,559.17 | £142,054.17 |
2043 | £4,401.81 | £9,869.59 | £132,184.58 |
2044 | £4,081.31 | £10,190.09 | £121,994.49 |
2045 | £3,750.41 | £10,521.00 | £111,473.49 |
2046 | £3,408.75 | £10,862.65 | £100,610.84 |
2047 | £3,056.00 | £11,215.40 | £89,395.43 |
2048 | £2,691.80 | £11,579.61 | £77,815.83 |
2049 | £2,315.77 | £11,955.64 | £65,860.19 |
2050 | £1,927.53 | £12,343.88 | £53,516.31 |
2051 | £1,526.68 | £12,744.73 | £40,771.58 |
2052 | £1,112.81 | £13,158.60 | £27,612.98 |
2053 | £685.51 | £13,585.90 | £14,027.08 |
2054 | £244.32 | £14,027.08 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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Sun Jun 01 2025
All confirmed! We look forward to speaking with you.
Sun Jun 01 2025
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