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£420,000
Bedrooms
Bathrooms
Edwards Sales and Lettings are delighted to introduce a truly exceptional and spacious family home situated in a sought-after location on the forest side of town and within the Holywell school catchment area.
On the ground floor, access to the house is via a bright and airy front porch through to an open hallway, which gives way to a 21 ft sitting/dining room. This leads on to the conservatory, which overlooks the superbly sized south-facing rear garden. The garden currently has a sun-catching patio area and a well-maintained lawn, with mature trees and shrubs. In addition, the property houses a separate sitting room / dining room, a kitchen with integrated ovens, utility room and a modernised downstairs shower room/W.C.
Upstairs boasts four recently-decorated double bedrooms and a newly-refitted family bathroom, featuring a full-length bath with shower above, and waterfall shower head.
There is a generous lawned garden to the front of the property, alongside a handy car port and a significant adjacent driveway with room for at least three cars.
Many prospective purchasers would be interested in the development potential for this property, drawings already available for a large kitchen/diner to be added to the rear of the property, and further opportunities to extend with a second storey at the rear, as well as to the front and side of the property, subject to planning approval. This property presents a truly unique possibility to create your dream family home!
Sitting Room (3.15m x 3.18m)
Living/Dining Room (3.68m x 6.5m)
Conservatory (3.35m x 3.63m)
Kitchen (3.12m x 3.33m)
Bedroom One (3.35m x 4.57m)
Bedroom Two (3.35m x 3.78m)
Bedroom Three (3.02m x 3.63m)
Bedroom Four (2.72m x 3.02m)
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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