5 bedroom detached for sale

£545,000

5

Bedrooms

3

Bathrooms

3

Reception

This exceptional country residence, with No Onward Chain and a Motivated Seller, offers an unparalleled opportunity to acquire a highly sought-after property in a truly idyllic setting.This impressive three-storey, four-bedroom family home is nestled in a tranquil rural location, providing peace, privacy, and a sense of seclusion. The property is set within approximately one acre of meticulously maintained and mature grounds, featuring expansive lawns, perennial borders, and ornamental shrubbery. A quaint outbuilding, with the potential to be transformed into a one-bedroom annexe, holiday let, or studio, further enhances the propertys appeal.The grounds are not overlooked and are intersected by a charming stream, adding to the serene atmosphere. Additionally, the property benefits from a useful garage/workshop and a motorhome shelter, with the potential for conversion into a barn (subject to the necessary consents). The established fruit-growing garden, complete with two large greenhouses, a polytunnel, fruit cage, and raised beds, offers a perfect opportunity for self-sufficiency.A small wooded copse backs onto open countryside, providing a natural haven and enhancing the propertys appeal as a rural retreat. This is truly a dream move, offering a fantastic lifestyle opportunity. Whether you seek a desirable and unrivalled property with favourable income potential or an extensive family home, this lovingly maintained residence provides the most beautiful of settings.Situated just a short distance from the charming towns of Tregaron and Lampeter, and within easy reach of the stunning Cardigan Bay coastline, this property represents a unique chance to embrace a peaceful rural lifestyle while remaining connected to nearby amenities.Entrance Hall:Having access via a UPVC half glazed front entrance door, quarry tiled flooring, radiator, staircase to the first floor accommodation with large understairs storage cupboard.Living Room:188' x 119'An impressive Family room with an open stone fireplace with a slate hearth housing an Aarrow Fires stove, radiator, double aspect windows, double doors opening onto the Conservatory.Conservatory:120' x 100'UPVC construction with tied flooring, radiator, double doors opening onto the raised decking breakfast area.Kitchen:172' x 143'A cottage style fitted kitchen with a range of wall and floor units with hardwood work surfaces over, double Belfast sink with mixer tap, gas/electric cooker stove, quarry tiled flooring, large pantry cupboard, plumbing and space for automatic washing machine and dishwasher, UPVC glazed rear entrance door, large picture window enjoying views over the rear garden, radiator.First Floor Landing:With understairs storage cupboard, staircase to the second floor accommodation.Bedroom One:108' x 99'With two windows to the front, radiator, spot lighting.Bedroom One En-Suite:A modern and stylish suite with a corner shower cubicle, low level flush w.c., pedestal wash hand basin, radiator, spot lighting, tiled flooring.Family Bathroom:A fully tiled contemporary styled suite with a roll top free standing bath with upright taps and shower unit, low level W.C, pedestal wash hand basin and linen cupboard.Bedroom Two:122' x 77'With picture window with views over the rear garden and open fields beyond, radiator.Bedroom Three:118' x 117'With radiator, undereaves storage cupboard, Velux roof window, picture window to the side of the property, spot lighting.Bedroom Four:108' x 99'With undereaves storage cupboard, radiator, Velux roof window, side window enjoying far reaching views over the established vegetable garden.Annexe:The central heating for the Annexe is controlled and connected via the main residence.Open Plan Kitchen / Living Room:189' x 153'With access via a UPVC entrance door, double aspect windows enjoying views over the front patio and rear garden. Kitchenette with fitted wall and floor cupboards with stainless steel sink and drainer unit, plumbing and space for automatic washing machine, electric cooker space and point with extractor hood over, two radiators, Valliant LPG hot water system.Shower Room:With a corner shower cubicle, low level flush w.c., pedestal wash hand basin, radiator, extractor fan, shaver light and point.First Floor Bedroom:190' x 120'With dormer window enjoying views over the rear cottage garden, Velux roof window, radiator. Limited height.Annexe Garden:The Annexe enjoys its own mature garden area to the rear and a patio area to the front, both of which having ornamental Fish pond, and enjoying a good range of mature shrubbery and flower beds.Garage/Workshop:360' x 120'Of timber and corrugated iron construction with concrete flooring and electricity connected.Motorhome Shelter:Steel framed with hard standing and offering conversion potential into an outbuilding, stables (subject to consent).Established Vegetable & Fruit Garden:Consisting of;TWO GREENHOUSES20 0' x 8 0' (6.10m x 2.44m).POLY TUNNEL30 0' x 12 0' (9.14m x 3.66m).FRUIT CAGERAISED BEDSGARDEN/POTTING SHED10 0' x 8 0' (3.05m x 2.44m).WOOD STOREWith potting area with cold water sink.Exterior:A particular feature of this property is its extensive grounds of around 1 ACRE, the whole being private, peaceful, and intersected and bordered by a small stream. The garden has been lovingly maintained by the current Owners and is laid mostly to lawned areas with perennial and herbaceous plants, shrubbery and flower beds providing ample shelter and amazing outdoor entertaining, dining and all round Family space. The garden borders open countryside and provides a delightful rural aspect.We are told that the garden is full of colour during the Spring Season, abundance of Rhododendrons and mature shrubbery providing a haven for the local Wildlife.Parking & Driveway:A private gravelled driveway providing ample parking to both the main residence and the Annexe.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 452325

Mortgage Loan to Value

%

Gross Yield

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Annual ROI

%

Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 13625
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

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£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 43575
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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