4 bedroom detached for sale

£545,000 OIRO

4

Bedrooms

4

Bathrooms

4

Reception

Floorplan

Fine & Country West Wales is delighted to present this stunning, architecturally designed detached residence, nestled in the picturesque village of Bancyffordd, near Llandysul. Offering an exceptional blend of contemporary elegance and countryside charm, this exquisite home provides spacious and versatile living, perfect for a family seeking comfort, style, and sustainability.Set within approximately 0.42 acres of beautifully landscaped gardens, the property extends to around 238 sq. m (2,561 sq. ft.), offering generous accommodation across four reception rooms, four bedrooms, and four well-appointed bathrooms.Approached via a charming country lane, the home benefits from a brick-paved driveway and detached garage, ensuring both convenience and security. The surrounding gardens are meticulously designed, featuring mature shrubs, vibrant foliage, and tranquil seating areas, all backing onto open fields that provide stunning, uninterrupted rural views.Upon entering, a striking vaulted storm porch with a single pillar leads to an impressive atrium-style entrance hall, setting the tone for the refined interiors beyond. Thoughtfully designed for modern living, the property features a Nest-controlled dual heating system, allowing separate temperature control for the ground and first floors, all managed remotely via smartphone.This home also excels in energy efficiency, boasting an excellent EPC rating of C. Sustainable features include solar panels on the southern aspect to provide hot water and enhance energy efficiency, alongside a grey water harvesting system to further minimise environmental impact.Representing exceptional value for its size, specification, and location, this remarkable property offers a rare opportunity to embrace a lifestyle of elegance, comfort, and sustainability in one of West Wales most sought-after locations.Viewings are highly recommended.Entrance HallFront Reception Room177' x 170'Solid oak flooring, two panel radiators with grills both thermostatically controlled. Wooden frame double glazed bay window to fore.Kitchen/Dining/Family Room228' x 123'Range of modern base and eye level units, finished with high gloss white drawer and door fronts and a solid granite work surface over the base units. Double drainer sink unit with chrome mixer tap fitment. 5 ring Bosch LP gas hob with glass backplate and stainless-steel chimney style extractor fanover. Bosch fan assisted oven/grill. Fully integrated dishwasher, fully integrated fridge/freezer. Slate effect ceramic tiled floor throughout, LED downlighting, 2 panel radiators with grills, Wooden frame double window to fore. 2 double Wooden frame double glazed doors to rear 1 leading to the garden, the other out to the conservatory/sun lounge. Multi bevelled glazed door leading to the lounge. Oak engineered door leading through to the side entrance hall and utility room.Utility Room77' x 72'Built in double pantry cupboard, LED downlighting, fitted base and eye level units with high gloss white door fronts, white granite effect worksurface over the base unit. Worcester oil fired boiler installed in 2022, which serves the central heating system and heats the domestic hot water. Door through to the shower room/cloakroom/WC and a door through to a further utility/washroom with plumbing for washing machine space for tumble drier, fitted shelves, fitted worksurface area, panel radiator with grills thermostatically controlled. Wooden frame double glazed window to fore UPVC double glazed door leading to the side courtyard and garage in turn.Shower Room53' x 611'Close coupled, economy flush WC, stainless steel circular wash hand basin with chrome mixer tap fitment fitted within a vanity cupboard. Mira power shower fitment with low threshold shower tray, floor to ceiling Marblex panelled walls LED downlighting, Wooden frame double glazed window to rear, wall mounted extractor, ceramic tiled floor and wall mounted chrome ladder effect radiator.Conservatory/Sun Room123' x 128'UPVC double glazed vaulted roof, uPVC double glazed windows to 2 sides, UPVC double glazed doors leading out to the rear paved patio area and gardens in turn. Slate effect ceramic tiled flooring, power, lighting and a panel radiator with grills. Tow electric opening windows to the roof, one each side of the apex.Lounge241' x 177'Full length large picture Wooden frame double glazed window to rear. With additional Wooden frame double glazed door to the centre. Overlooking the rear garden and extensive rural views beyond. They also lead out onto a grey composite patio area. Solid oak flooring, 2 panel radiators with grills thermostatically controlled, feature fireplace with wood burning stove approx. 6k watt. BT and Sky sockets. Wifi is currently Sky Fibre OpticFirst Floor Landing AreaLED downlighting, Wooden frame double glazed window to rear, this space offers an open office space, panel radiator with grills thermostatically controlled.Master Bedroom177' x 165'Feature vaulted ceiling, feature full length Wooden frame apex window to rear, with views of the garden, grounds and the extensive rural views beyond over the rolling hillside. Two panel radiators with grills thermostatically controlled. Fitted wardrobe. BT points and Sky Sockets.En-suite Shower Room611' x 62'Close coupled economy flush WC, pedestal wash hand basin with tiled splashback, shower enclosure with chrome mixer shower fitment, downlighting, slate effect tiled flooring, chrome ladder towel radiator.Bedroom 3148' x 178'LED downlighting, Wooden frame double glazed Velux window to rear and a uPVC double glazed window to rear. Extensive views over gardens, grounds and rural views beyond. Panel radiator with grills thermostatically controlled.Bedroom 2177' x 150'Vaulted ceiling, Wooden frame double glazed window to fore, panel radiator thermostatically controlled, downlighting.En-suite610' x 62'Close coupled economy flush WC, pedestal wash hand basin with tiled splashback, shower enclosure with chrome mixer shower fitment, slate effect tiled flooring, chrome ladder towel radiatorBedroom 4102' x 73'Wooden frame double glazed window to fore, panel radiator with grills thermostatically controlled. Downlighting, built in cupboard which houses unvented hot water cylinder and solar equipment.Bathroom710' x 611'Panel bath with mixer shower and tap fitment over with a glass screen. Close coupled economy flush WC, pedestal wash hand basin, wall mounted chrome ladder towel radiator, LED downlighting, uPVC double glazed window to rear. Slate effect tiled flooring, extractor.Gardens and GroundsApprox. 0.42acres detached garage with up and over electric door to fore with fobs and side personal door, uPVC double glazed door to side, uPVC double glazed window to side. Garden slate paved patio area, composite patio area with LED lighting, extensively furnished with large variety of some newly planted, mature trees and shrubbery throughout. Timber garden shed and glass green house. A beautiful setting around the surrounding countryside. Mains water garden hose and grey water hose.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 452325

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 13625
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

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£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 43575
  • Mortgage Interest
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    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
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  • Letting Fee
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  • Maintenance
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  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

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Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

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Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

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This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

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  • Final Equity Profit
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    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
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    Cumulative Rental Profit = Annual rental profit x Time of Investment

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Final Property Value

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