4 bedroom detached for sale

£899,000

4

Bedrooms

3

Bathrooms

4

Reception

Nestled in the sought-after 'Cramlington Village, this stunning 4-bedroom detached home sits on a substantial plot and is perfect for families looking for space, style, and versatility. It offers fantastic convenience, with ''Cramlington Manor Walk Shopping Centre' just moments away, providing a range of shops, supermarkets, and dining options. For those who love the outdoors, the property is just a short drive to 'scenic country walking trails, including Northumberlandia, and is ''less than five miles from the coast', making it an ideal location for an active lifestyle.

Inside, the property has been extensively upgraded and extended to an exceptional standard. The heart of the home is the open-plan kitchen, featuring a stylish island, dining area, and a cozy log-burning stove, all finished with elegant granite worktops-ideal for family living and entertaining.

There are four well-proportioned reception rooms, each offering a different purpose. The main lounge boasts a charming log burner and wooden flooring, creating a warm and inviting atmosphere. The bright sunroom opens directly onto the south-facing garden, making it a perfect space for relaxing in the warmer months. The formal dining room enjoys beautiful garden views and connects to a spacious games room, providing plenty of space for entertainment.

Upstairs, the four generously sized bedrooms offer plenty of space for the whole family. The master bedroom benefits from an en-suite, built-in wardrobes, and a walk-in closet. A second double bedroom features a character fireplace, while the third has its own en-suite shower room, adding extra convenience.

A standout feature of this home is the 'fully self-contained annex, located above the detached double garage. With its own living space, kitchen, bathroom, and private garden area, it is ideal for ''multi-generational living', offering independent accommodation for extended family or guests. It could also serve as a rental opportunity or home office space.

To top it all off, the property has 'approved planning permission' for a detached 4-bedroom home within the grounds, offering fantastic potential for development or investment.

This is a rare opportunity to own a truly exceptional property-early viewing is highly?recommended!

Council Tax Band: F (Northumberland County Council)
Tenure: Freehold
Parking options: Driveway, EV Charging, Garage, Off Street
Garden details: Enclosed Garden


Entrance hall w: 2.59m x l: 6.44m (w: 8 6' x l: 21 2')


Kitchen/diner w: 4.17m x l: 7.94m (w: 13 8' x l: 26 1')


Lounge w: 5.69m x l: 6.75m (w: 18 8' x l: 22 2')


Sun Room w: 4.17m x l: 4.93m (w: 13 8' x l: 16 2')


Dining w: 3.94m x l: 4.37m (w: 12 11' x l: 14 4')


Playroom/Office w: 4.03m x l: 4.68m (w: 13 3' x l: 15 4')
The Pool Room

Utility w: 2.2m x l: 2.58m (w: 7 3' x l: 8 6')


Bedroom 1 w: 4.31m x l: 5.39m (w: 14 2' x l: 17 8')


Bedroom 2 w: 4.02m x l: 4.69m (w: 13 2' x l: 15 5')


Bedroom 3 w: 2.91m x l: 4.34m (w: 9 7' x l: 14 3')


Bedroom 4 w: 2.89m x l: 3.42m (w: 9 6' x l: 11 3')


Bathroom w: 2.28m x l: 4.01m (w: 7 6' x l: 13 2')


Garage
Double Garage with Annex Above.

Kitchen/lounge w: 4.62m x l: 5.34m (w: 15 2' x l: 17 6')


Master bedroom w: 2.73m x l: 4.6m (w: 8 11' x l: 15 1')


Bathroom w: 1m x l: 2.6m (w: 3 3' x l: 8 6')

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 744375

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 22475
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 70125
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

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This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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