4 bedroom semi-detached for sale

£815,000

4

Bedrooms

2

Bathrooms

Floorplan

A fine extended four bedroom bay fronted semi detached home with beautifully crafted loft conversion master suite occupying an established and secluded plot. Presented in excellent decorative order and positioned in a highly sought after Emmer Green position within half a mile of Emmer Green shops on the cusp of the South Oxfordshire countryside
SITUATION
Caversham is situated just north of the River Thames, offering a wide range of shops, bars and restaurants, together with excellent schooling. Reading Station servicing London (Paddington 25 minutes) is within half a mile of Caversham Bridge and has been further complemented with the arrival of Crossrail. Emmer Green & Caversham Heights border the South Oxfordshire countryside, with a choice of golf courses and the additional Mapledurham Gym & Rivermead Sports Complex on Caversham borders
ENTRANCE
Glazed door to enclosed entrance porch and front door to
RECEPTION HALL
With oak block flooring, staircase to first floor and understairs study alcove with front aspect obscure double glazed window
CLOAKROOM
With W.C., wash hand basin and side aspect obscure double glazed window
LIVING ROOM
With rear aspect double glazed windows with integrated French doors to garden with oak wood block flooring, central fireplace with fitted wood burning stove and fitted recess cupboard space and shelving, radiator

DINING/SITTING ROOM
With front aspect feature double glazed bay window, radiator, oak wood block flooring, central fireplace with wood burning stove and recess cupboard space and shelving
KITCHEN/DINING ROOM
Super room naturally segregated for kitchen area extending into glazed dining area

KITCHEN well fitted comprising inset sink unit with cupboards below, further extensive range of both floor standing and wall mounted eye level units with Quartz work surfaces and surrounds, inset four ring induction hob with extractor hood above and integrated double oven. Integrated fridge/freezer, wash/dryer and dishwasher, door to pantry and side aspect double glazed window and kitchen door to garden


The kitchen extends into

DINING AREA with room for large table and chairs, extension with brick base construction, double glazed windows and roof with matching double glazed French doors to garden

STAIRCASE FROM RECEPTION HALL WITH SIDE STAINED GLASS LEADED LIGHT WINDOW LEADING TO FIRST FLOOR LANDING
With front aspect double glazed window, radiator
BEDROOM TWO
With rear aspect double glazed window, radiator, built in double wardrobe
BEDROOM THREE
With front aspect feature double glazed bay window, radiator and twin fitted double wardrobes, recess shelving
BEDROOM FOUR
With rear aspect double glazed window, radiator
BATHROOM (SHOWER ROOM)
Comprising double width shower, floating wash hand basin with drawer space below, W.C., with heated towel rail, side aspect obscure double glazed window and built in airing cupboard with slatted shelving
STAIRCASE FROM FIRST FLOOR TO SECOND FLOOR LANDING
With side aspect double glazed window
MASTER BEDROOM SUITE
Dual aspect with front double glazed Velux window and rear double glazed windows with integrated double glazed French doors and Juliet balcony, radiator, eaves storage cupboard and cleverly fitted wardrobe and further walk in wardrobe

BATHROOM
Four piece suite comprising panelled bath, wash hand basin with cupboard space below, W.C., separate tiled corner shower, dual aspect double glazed windows, contrasting tiled surrounds and heated towel rail
REAR GARDEN
At the rear of the property is a delightful established secluded garden predominantly laid to lawn with interspersed flower and shrub borders and timber fenced enclosures with large timber shed to the rear and rear decking area


Various fruit trees with adjacent decking area to living room and kitchen/dining room. Block paved access front to rear via timber gate with outside water tap and rear access to garage - converted to gym with power and light but offers a variety of uses

OUTSIDE
The front of the property is entered via a block paved driveway leading to detached garage, as mentioned, currently part gym/office but retaining garage door for storage area. Off road parking and block paved pathway leading to front door

FRONT GARDEN
There is a large front lawned garden area with mature hedged brick retained wall enclosures, wood store
TENURE
Freehold
APPROXIMATE SQUARE FOOTAGE
1,722 sq ft. This is an approximate measurement taken from the EPC which measures the heated habitable space


SCHOOL CATCHMENT
Emmer Green Primary School
Highdown School and Sixth Form Centre
COUNCIL TAX
Band E
FREE MORTGAGE ADVICE
We are pleased to be able to offer the services of an Independent Mortgage Adviser who can access over 2,500 mortgage rates from leading Banks and Building Societies. For a free, no obligation discussion or quote, please contact Stuart Milton, our mortgage adviser, on .



Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 675075

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 20375
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

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£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 63825
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

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Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

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Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

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This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
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    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
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    Cumulative Rental Profit = Annual rental profit x Time of Investment

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Final Property Value

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