4 bedroom detached for sale

£1,250,000

4

Bedrooms

2

Bathrooms

Floorplan

An elegant four bedroom double fronted detached family residence, set in a small exclusive development in a peaceful setting approx. 0.5 miles from Caversham centre & only a 30 minute walk to Reading station. Occupying a delightful wide and secluded landscaped plot. Beautifully redesigned on the ground floor with a stunning 39ft open plan kitchen/dining/family room. Includes innovative features and top quality fittings throughout
SITUATION
Caversham is situated just north of the River Thames, offering a wide range of shops, bars and restaurants, together with excellent schooling. Reading Station servicing London (Paddington 25 minutes) is within half a mile of Caversham Bridge and has been further complemented with the arrival of Crossrail. Emmer Green & Caversham Heights border the South Oxfordshire countryside, with a choice of golf courses and the additional Mapledurham Gym & Rivermead Sports Complex on Caversham borders
ENTRANCE
Canopied entrance porch with twin pillars and double glazed French doors to
RECEPTION HALL
With oak flooring, radiator, twin built in cloak cupboards, staircase to first floor and fitted Hammonds understairs storage cupboards
CLOAKROOM
With W.C., integrated wash hand basin with cupboard space below, contrasting tiled walls and floor, extractor fan and heated towel rail
LIVING ROOM
Elegant dual aspect room with front double glazed window and rear double glazed French doors to patio and garden, each with internal shutters, two radiators, central Stovax fireplace with limestone surround and granite hearth, dado rails, engineered oak style flooring


STUDY
With front aspect double glazed windows with internal shutters, radiator, engineered oak style flooring
KITCHEN/DINING/FAMILY ROOM
Magnificent open plan room naturally segregated for kitchen, family and dining areas with access to double garage

KITCHEN beautifully crafted handmade painted kitchen with inset one and a half bowl Blanco Silgranite sink unit with inbuilt drainer and Quooker tap. Quartz work surfaces and surrounds, with tandem larder cupboard, both floor standing and wall mounted eye level units. Separate island unit with large quartz preparation work surface with integrated pop up plugs and usb sockets, inbuilt induction hob with extractor above and further integrated 40mm solid wood breakfast table with drawers and cupboards under. Integrated Neff slide and hide pyrolitic oven plus additional Neff oven/microwave combo, Neff warming drawer and fridge/freezer, Bosch dishwasher. Porcelain oak style floor tiles with underfloor heating


FAMILY AREA with twin rear aspect double glazed windows with integrated matching door to garden, vertical radiator and spacious seating area. Porcelain oak style floor tiles with underfloor heating

DINING AREA with room for large table and chairs, with further twin rear aspect double glazed windows and further vertical twin radiators, porcelain oak style floor tiles with underfloor heating, double doors to living room

DOUBLE GARAGE (HAVING BEEN PARTLY CONVERTED FOR KITCHEN EXTENSION)
Used now for large storage area and
UTILITY AREA
With single drainer stainless steel sink unit with mixer tap and cupboards under, further eye level units, plumbing for washing machine and tumble dryer space, further space for various utilities. The twin garage doors remain
STAIRCASE FROM RECEPTION HALL TO FIRST FLOOR LANDING
With access to loft space above, radiator, built in airing cupboard housing pressurised hot water cylinder with slatted shelving
BEDROOM ONE
With front aspect double glazed windows with internal shutters, radiator, engineered limed oak style flooring and range of Hammonds fitted wardrobes, door to
EN SUITE SHOWER ROOM
Very spacious with large shower cubicle with Mira rainfall shower, wash hand basin with floating drawer space below and matching fitted side cabinets, W.C., heated towel rail, tiled floor and front aspect double glazed arched window

BEDROOM TWO/GUEST BEDROOM
With rear aspect double glazed windows, radiator, built in double wardrobe and door to
WALK IN OFFICE (FORMERLY AN EN SUITE WITH EXISTING PLUMBING, SHOULD ONE WISH TO RE-INSTATE)
With radiator and rear aspect double glazed window
BEDROOM THREE
With front aspect double glazed windows with internal shutters, radiator, built in double built in wardrobe
BEDROOM FOUR
With rear aspect double glazed window, radiator, built in wardrobe
BATHROOM
Suite comprising shower bath with independent shower and deflector, Villeroy and Boch wash hand basin with floating drawers below and W.C., with fully tiled walls and floor, heated towel rail and rear aspect obscure double glazed window
REAR GARDEN
At the rear of the property are delightful wide and secluded landscaped gardens with full width paved patio area adjacent to the property, with raised sleeper enclosed lawned gardens with well stocked flower beds to the rear with full width brick retaining wall beyond together with further timber fenced enclosures


To one side is a pea shingle garden area with central sleeper enclosed beds, timber summerhouse with power and raised deck pergola for outside dining


Front to rear access either side of the property via steel secured gates, outside tap and hose. In all the gardens enjoy a width in the region of a 100ft and extend approx. 50ft in length with a north westerly aspect

OUTSIDE
The front of the property is entered via a long block paved driveway, opening up at the property approach providing parking and turning for a number of vehicles, leading to a double width garage (converted as mentioned for storage, utility and incorporating kitchen extension). Electric car charger point and garden area in front

TENURE
Freehold
SCHOOL CATCHMENT
The Hill Primary School
Highdown School and Sixth Form Centre
COUNCIL TAX
Band G
FREE MORTGAGE ADVICE
We are pleased to be able to offer the services of an Independent Mortgage Adviser who can access a variety of mortgage rates from leading Banks and Building Societies. For a free, no obligation discussion or quote, please contact Stuart Milton, our mortgage adviser, on
LOCATION
This image is for indicative purposes and cannot be relied upon as wholly correct



Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 1037700

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 31250
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

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£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 100200
  • Mortgage Interest
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    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
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  • Letting Fee
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  • Maintenance
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  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

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Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

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Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

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This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

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  • Final Equity Profit
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    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
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    Cumulative Rental Profit = Annual rental profit x Time of Investment

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Final Property Value

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