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£1,250,000
Bedrooms
Bathrooms
A superbly positioned detached home offering tremendous scope to enlarge and improve and nestled in this semi rural hamlet approx. 4.5 miles to Reading station & approx. 3 miles to Henley station. The grounds are surrounded by farmland and fields on three boundaries with the whole plot measuring approx. 0.4 acre. Includes 36ft detached multi room studio ideal for a variety of uses and 36ft double garage. No onward chain
NOTE
This property is located in the small hamlet of Binfield Heath, approx. 4 miles north of Caversham & Reading and approx. 3 miles to the south-west of Henley on Thames. There is an excellent opportunity to completely extend and enlarge the property subject to the necessary planning permissions through South Oxfordshire District Council. Neighbouring the house is the attractive thatched Bottle & Glass Inn.
It is believed to have been built in the 1950s with a further rear extension added some time later and the house is characterised by the amount of large windows offering lovely views over open farmland and fields. This area is popular with walking and cycling enthusiasts with trails nearby.
The house is served by Calor gas, has a septic tank and includes solar panel tubes on the roof which assist with heating the water. The house is cavity wall insulated.
ENTRANCE LOBBY
Stairs to first floor
LIVING ROOM
Triple aspect room, radiator
DINING ROOM
Front aspect bay window, tiled flooring, radiator, under stairs cupboard, open plan leading to
KITCHEN
Fitted with worktops, range of cupboards and drawers, enamel one and a half sink unit, space for cooker, plumbing for washing machine and dishwasher, space for fridge freezer, rear and side aspect, gas boiler
REAR LOBBY
Door to outside
DOWNSTAIRS SHOWER ROOM/CLOAKROOM
Fitted with shower cubicle, w.c, wash hand basin, tiled floor
STAIRCASE TO FIRST FLOOR
With large rear aspect windows
BEDROOM ONE
Triple aspect windows, range of wardrobes and further storage cupboard, radiator
BEDROOM TWO
Front aspect, two wardrobes, radiator
BEDROOM THREE
Large rear aspect windows, wardrobe, access to loft space
BATHROOM
Three piece suite comprising: panelled bath, w.c, tiled surrounds
OUTSIDE
The property stands back from the road and offers excellent parking facilities for several vehicles to the front and side of the property. The gardens encompass the house and are bounded by hedgerow to the perimeters
DOUBLE LENGTH GARAGE
Approx. 36ft x 1410ft - with light & power
DETACHED MULTI ROOM STUDIO
Approx. 36ft x 20ft of brick construction. Includes engineered wooden flooring, insulated and recently reclad with timber. Offering variety of uses including music rooms, games room, work from home offices, annex etc
ENTRANCE: tiled floor with two sub-rooms with light, power & plumbing
ROOM TWO: (10 x 98) Side aspect, spotlights
MAIN ROOM: (21 X 21) Front doors to outside, log burner
STUDIO: (21 x 93) Front aspect, spotlights
AERIAL VIEW
DIRECTIONS
From central Caversham proceed north to Emmer Green, after the shopping precinct turn right into Kiln Road. Proceed for approx. 2 miles into Binfield Heath whereby the property will be found on the left hand side immediately after the Bottle & Glass Inn
SCHOOL CATCHMENT
The property is close to some of the best schools in the area including;, Shiplake College, The Oratory, Reading Blue Coat, The Abbey Reading, Queen Annes, St. Marys Prep School, Rupert House, Sir William Borlaise Grammar and is in catchment for the Ofsted Outstanding Secondary school Gillotts
COUNCIL TAX
Band F
FREE MORTGAGE ADVICE
We are pleased to be able to offer the services of an Independent Mortgage Adviser who can access a variety of mortgage rates from leading Banks and Building Societies. For a free, no obligation discussion or quote, please contact Stuart Milton, our mortgage adviser, on
LOCATION
This image is for indicative purposes and cannot be relied upon as wholly correct
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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