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£525,000
Bedrooms
Bathrooms
Spacious three bedroom end town house with additional garage to the side, positioned in a sought after road within half a mile of Caversham centre and just steps away from Caversham Primary School. Offered for sale with no chain and providing flexible living accommodation and secluded west facing garden
SITUATION
Caversham is situated just north of the River Thames, offering a wide range of shops, bars and restaurants, together with excellent schooling. Reading Station servicing London (Paddington 25 minutes) is within half a mile of Caversham Bridge and has been further complemented with the arrival of Crossrail. Emmer Green & Caversham Heights border the South Oxfordshire countryside, with a choice of golf courses and the additional Mapledurham Gym & Rivermead Sports Complex on Caversham borders
ENTRANCE
Front door with double glazed inserts to
RECEPTION HALL
With two radiators, staircase to first floor
CLOAKROOM
With W.C., wash hand basin, front aspect circular double glazed window, radiator
LIVING/DINING ROOM
Spacious room with rear aspect double glazed window and matching double glazed sliding patio doors to garden, two radiators, central Adams style fireplace with hearth, surround and electric fire, door to
UTILITY ROOM
With single drainer stainless steel sink unit with cupboards under, further eye level units, plumbing for washing machine and further appliance space, tiled floor, radiator, rear aspect double glazed window and double glazed rear door to garden. Internal access to garage
FAMILY ROOM/BEDROOM FOUR
With front aspect double glazed window, radiator, built in understairs cupboard space
FITTED KITCHEN
Comprising stainless steel sink unit with mixer tap and cupboards under, further range of both floor standing and wall mounted eye level units with contrasting work surfaces and tiled surrounds, gas cooker point with extractor hood above, integrated dishwasher, appliance space for fridge/freezer, radiator, concealed lighting and side aspect window
STAIRCASE FROM RECEPTION HALL TO FIRST FLOOR LANDING
With access to loft space above, built in airing cupboard
BEDROOM ONE
With front aspect double glazed window, radiator, range of fitted wardrobes
BEDROOM TWO
With rear aspect double glazed window, radiator
BEDROOM THREE
With rear aspect double glazed window, radiator
BATHROOM
White suite comprising corner bath, wash hand basin with floating drawers below, fully tiled walls and floor, front aspect obscure double glazed window, heated towel rail
SEPARATE W.C.
With wash hand basin, heated towel and side aspect obscure double glazed window
REAR GARDEN
At the rear of the garden is a generous garden with large paved patio area adjacent to the property and centralised circular patio with raised shrubbed borders and grass areas with pergola, greenhouse, surrounding maturing trees and evergreens providing good year round seclusion. West facing aspect in the mixture of brick retained wall and timber fenced enclosures, there is side pedestrian gateway access. The garden stretches approx. 60 ft.
OUTSIDE
The front of the property is entered via a tarmac driveway providing parking for four vehicles and leading to
ATTACHED GARAGE
With single up and over door, power and light, housing gas boiler
FRONT GARDEN
The front garden is enclosed by brick retaining wall
TENURE
Freehold
APPROXIMATE SQUARE FOOTAGE
1,500sq ft. This is an approximate measurement taken from the EPC which measures the heated habitable space
SCHOOL CATCHMENT
Caversham Primary School
Highdown School and Sixth Form Centre
COUNCIL TAX
Band D
FREE MORTGAGE ADVICE
We are pleased to be able to offer the services of an Independent Mortgage Adviser who can access a variety of mortgage rates from leading Banks and Building Societies. For a free, no obligation discussion or quote, please contact Stuart Milton, our mortgage adviser, on
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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