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£675,000
Bedrooms
Bathrooms
An extended three bedroom semi detached home offering excellent ground floor space providing a 19ft open plan family/dining room leading through to a super 18ft kitchen. Includes study/bedroom 4, further living room, cloakroom and large utility room. Outside there is a secluded 90ft garden and excellent off road parking. Close to local shop, Mapledurham gym and golf club and within 300 metres of The Heights Primary School.
SITUATION
Caversham is situated just north of the River Thames, offering a wide range of shops, bars and restaurants, together with excellent schooling. Reading Station servicing London (Paddington 25 minutes) is within half a mile of Caversham Bridge and has been further complemented with the arrival of Crossrail. Emmer Green & Caversham Heights border the South Oxfordshire countryside, with a choice of golf courses and the additional Mapledurham Gym & Rivermead Sports Complex on Caversham borders
ENTRANCE
Front door with double glazed insert to
EXTENDED AND SPACIOUS RECEPTION HALL
With engineered oak flooring, cloaks area, staircase to first floor and understairs storage cupboard
SITTING ROOM
With front aspect double glazed window, radiator, open fire with hearth, picture rails, engineered oak flooring
STUDY/BEDROOM FOUR
Front aspect double glazed window, radiator, engineered oak flooring
OPEN PLAN KITCHEN/LIVING/DINING ROOM
Largely extended open plan room with natural segregations for kitchen, living and dining areas
KITCHEN area comprising single drainer one and a half bowl stainless steel sink unit with water filter mixer tap and cupboards under, further range of both floor standing and wall mounted eye level units with granite work surfaces and tiled surrounds, with space for range style cooker with extractor hood above, space for American style fridge/freezer, integrated dishwasher, concealed lighting
DINING AREA with room for table and chairs, radiator, rear aspect double glazed window and matching double glazed bi-fold doors to patio and garden
LIVING AREA with open fire place with LED alternative lighting, door to
INNER HALLWAY AND UTILITY ROOM
Comprising single drainer stainless steel sink unit with cupboard under, further eye level units, plumbing for washing machine and space for tumble dryer and other appliance space, tiled floor, heated towel rail, neatly fitted gas boiler and rear double glazed door to garden
SHOWER ROOM
Comprising fully tiled shower, wash hand basin, W.C. and fully tiled walls and floor, extractor fan
STAIRCASE FROM RECEPTION HALL TO FIRST FLOOR LANDING
With side aspect double glazed window, access to loft space above
BEDROOM ONE
With rear aspect double glazed window, radiator, full length range of fitted wardrobes with matching recessed cupboard space
BEDROOM TWO
With front aspect double glazed window, radiator
BEDROOM THREE
With front aspect double glazed window, radiator
BATHROOM
Comprising panelled bath with independent shower unit and glass deflector, wash hand basin with cupboard space below, W.C., heated towel rail, fully tiled walls and floor and rear aspect obscure double glazed window
REAR GARDEN
At the rear of the property are extensive gardens predominantly laid to lawn with large full width paved patio area adjacent to the property and timber fenced enclosures. To the rear is a storage shed with evergreen shrubs to the side, in all the gardens extend approx. 90ft with an easterly aspect enjoying year round seclusion. Outside water tap and power
OUTSIDE
The front of the property is entered via a pea shingled driveway providing off road parking for three vehicles, with a mixture of timber fenced and brick retained wall enclosures, outside lighting
SCHOOL CATCHMENT
Emmer Green Primary School
The Hill Primary School
The Heights Primary School
Highdown School and Sixth Form Centre
COUNCIL TAX
Band D
FREE MORTGAGE ADVICE
We are pleased to be able to offer the services of an Independent Mortgage Adviser who can access a variety of mortgage rates from leading Banks and Building Societies. For a free, no obligation discussion or quote, please contact Stuart Milton, our mortgage adviser, on
LOCATION
This image is for indicative purposes and cannot be relied upon as wholly correct
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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