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£550,000
Bedrooms
Bathrooms
A fine opportunity to acquire this three bedroom detached home requiring some modernisation, positioned in this prestigious road off the private Grosvenor Road occupying a level generous secluded plot providing plenty of scope to extend and enhance, with garage and parking in a peaceful position just 0.5 miles north of Caversham centre
SITUATION
Caversham is situated just north of the River Thames, offering a wide range of shops, bars and restaurants, together with excellent schooling. Reading Station servicing London (Paddington 25 minutes) is within half a mile of Caversham Bridge and has been further complemented with the arrival of Crossrail. Emmer Green & Caversham border the South Oxfordshire countryside, with a choice of golf courses and the additional Mapledurham Gym & Rivermead Sports Complex on Caversham borders
ENTRANCE
Front door to
RECEPTION HALL
With radiator, staircase to first floor and understairs storage cupboard
LIVING/DINING ROOM
With twin front aspect double glazed windows, radiator, central tiled fireplace with hearth surround and mantel over
SITTING ROOM
With radiator, rear aspect window and central door to
GARDEN ROOM
Useful addition with French doors to garden
STUDY/BEDROOM THREE
With front aspect double glazed window, radiator, fitted wardrobe
KITCHEN
Comprising double drainer sink unit with mixer tap and cupboards under, further base and eye level units with gas cooker point, plumbing for washing machine and dishwasher, appliance space for fridge/freezer, room for small table and chairs, rear aspect double glazed window and kitchen side door
STAIRCASE WITH SIDE ASPECT DOUBLE GLAZED WINDOW LEADING TO FIRST FLOOR LANDING
With access to loft space above
BEDROOM ONE
With front aspect double glazed window, radiator, full width range of fitted wardrobes
BEDROOM TWO
With rear aspect double glazed window, radiator, built in double wardrobe with cupboard space above
BATHROOM
With enamel bath, wash hand basin, W.C., tiled surrounds, rear aspect obscure double glazed window, radiator, built in airing cupboard
GARDEN
At the rear of the property is a generous established and secluded garden predominantly laid to lawn with evergreen hedged borders and maturing trees together with timber fenced enclosures. To the rear is a large pitched roof timber shed, at the rear of the garage is a inbuilt storage unit with an adjoining gardeners W.C. There is a paved patio adjacent to the property, in all the gardens extend 98ft with a south easterly aspect and excellent seclusion
OUTSIDE
The front of the property is entered via double wrought iron gates and driveway proceeding alongside the property leading to a carport with up and over door and in turn garage with power and light, off road parking for three vehicles. There is a lawned garden area and a mixture of mature hedging and wired fenced enclosures
TENURE
Freehold
SCHOOL CATCHMENT
The Hill Primary School
Highdown School and Sixth Form Centre
COUNCIL TAX
Band E
FREE MORTGAGE ADVICE
We are pleased to be able to offer the services of an Independent Mortgage Adviser who can access a variety of mortgage rates from leading Banks and Building Societies. For a free, no obligation discussion or quote, please contact Stuart Milton, our mortgage adviser, on
LOCATION
This image is for indicative purposes and cannot be relied upon as wholly correct
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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