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£435,000
Bedrooms
Bathrooms
A delightful bay fronted Victorian end terraced home presented in excellent decorative order, with spacious living and dining room, fitted kitchen, two bedrooms with high ceilings and large shower room. Complemented by 60ft well maintained west facing secluded garden, conveniently positioned within a mile of both Caversham centre and Reading railway station. Meticulously maintained by the present owner
SITUATION
Caversham is situated just north of the River Thames, offering a wide range of shops, bars and restaurants, together with excellent schooling. Reading Station servicing London (Paddington 25 minutes) is within half a mile of Caversham Bridge and has been further complemented with the arrival of Crossrail. Emmer Green & Caversham Heights border the South Oxfordshire countryside, with a choice of golf courses and the additional Mapledurham Gym & Rivermead Sports Complex on Caversham borders
ENTRANCE
Covered entrance porch and step, front door to
LIVING ROOM
With front aspect feature double glazed bay window, central open fireplace with brick surround, mantel over and fitted recess cupboard space and shelving
Staircase to first floor and understairs alcove with obscure double glazed window, two radiators, archway through to
DINING ROOM
Linked to living room with rear aspect double glazed French doors to garden, radiator recess chimney space and corner cupboard housing meters
KITCHEN
Comprising single drainer one and a half bowl stainless steel sink unit with mixer tap and cupboard under, further range of both floor standing and wall mounted eye level units with roll edged work surfaces and contrasting tiled surrounds. Inset four ring induction hob with extractor hood above and integrated oven below, plumbing for washing machine and integrated dishwasher, further appliance space for fridge/freezer. Dual aspect with double glazed windows and concealed lighting
STAIRCASE FROM LIVING ROOM TO FIRST FLOOR LANDING
With side aspect obscure double glazed window, access to loft space
BEDROOM ONE
With front aspect double glazed window, radiator, high ceiling and twin fitted recessed wardrobes with cupboard space above, boiler cupboard housing gas boiler with front aspect obscure double glazed window
BEDROOM TWO
With rear aspect double glazed window, recessed fitted double wardrobe, radiator, high ceiling
BATHROOM (SHOWER ROOM)
Comprising double width shower, wash hand basin with cupboard space below, W.C. Fully waterproof panel surrounds, vinyl flooring, radiator, side aspect obscure double glazed window
REAR GARDEN
At the rear of the property is a delightful raised decking area adjacent to the patio and French doors from dining room
With steps leading to lower lawned gardens with full length paved pathway and large storage unit to the rear. Enclosed by 6ft panel fencing, extending approx. 60ft with secluded westerly aspect
Side aspect via shared driveway and wooden gate, outside lighting
OUTSIDE
The front of the property is entered via a timber gate with pathway leading to front door with pea shingled front garden with extra brick retained front wall and timber fenced enclosure
TENURE
Freehold
SCHOOL CATCHMENT
Thameside Primary School
Highdown School and Sixth Form Centre
COUNCIL TAX
Band C
FREE MORTGAGE ADVICE
We are pleased to be able to offer the services of an Independent Mortgage Adviser who can access a variety of mortgage rates from leading Banks and Building Societies. For a free, no obligation discussion or quote, please contact Stuart Milton, our mortgage adviser, on
LOCATION
This image is for indicative purposes and cannot be relied upon as wholly correct
Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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