4 bedroom detached for sale

£1,125,000

4

Bedrooms

3

Bathrooms

Floorplan

A superb four bedroom detached 'Shire Cottage' built by Messrs. Westbuild occupying a delightful, established and secluded plot. Includes 23ft living room, 19ft kitchen/breakfast room, dining room, study, three bathrooms with excellent presentation and complimented by a fully set up 19ft outside home office and double garage. Located in this a highly sought after position on the edge of the South Oxfordshire countryside.
SITUATION
Caversham is situated just north of the River Thames, offering a wide range of shops, bars and restaurants, together with excellent schooling. Reading Station servicing London (Paddington 25 minutes) is within half a mile of Caversham Bridge and has been further complemented with the arrival of Crossrail. Emmer Green & Caversham Heights border the South Oxfordshire countryside, with a choice of golf courses and the additional Mapledurham Gym & Rivermead Sports Complex on Caversham borders
ENTRANCE
Front door to
SPACIOUS RECEPTION HALL
With Amtico flooring, front aspect double leadlight window, radiator, staircase to first floor and built in cloaks cupboard, internal access to garage

CLOAKROOM
With W.C., wash hand basin, radiator and front aspect obscure double glazed window
LIVING ROOM
Full width with side double glazed leadlight window and brick fireplace with hearth surround and mantle over with fitted wood burning stove


Opening onto
GARDEN ROOM (LINKED WITH LIVING ROOM)
With vaulted ceiling, triple aspect including double glazed leadlight windows and rear double glazed French doors to patio and garden, radiator

DINING ROOM
With front aspect double glazed leadlight window, radiator

STUDY
With front aspect double glazed leadlight window, radiator
KITCHEN/BREAKFAST ROOM
Fitted in oak style units comprising inbuilt drainer double bowl sink unit with mixer tap and cupboards under, further extensive range of both floor standing and wall mounted eye level units with granite work surfaces, contrasting tiled surrounds and Range cooker. Concealed lighting, integrated fridge/freezer and dishwasher, understairs storage cupboard, radiator. Through to
BREAKFAST AREA
With room for table and chairs, side aspect double glazed lead light window, tiled floor and door to
UTILITY ROOM
Comprising single drainer stainless steel sink unit with mixer tap and cupboard under, further eye level units, radiator, plumbing for washing machine, space for tumble dryer, water softener, tiled floor and double glazed leadlight side door
STAIRCASE FROM RECEPTION HALL TO SPACIOUS GALLERIED LANDING
With exposed beams, double glazed Velux skylight window, radiator and access to loft space. Built in airing cupboard housing pressurised hot water cylinder, shelving

BEDROOM ONE
With twin rear aspect double glazed leadlight windows, exposed beams, radiator and twin built in double wardrobes

ENSUITE BATHROOM
Comprising bath, wash hand basin, W.C., with cupboard space and separate fully tiled shower cubicle, heated towel rail, tiled floor and surrounds, double glazed Velux window and extractor
BEDROOM TWO
With front aspect double glazed leadlight window, two radiators and built in wardrobe. Door to

EN SUITE SHOWER ROOM
Comprising fully tiled shower cubicle, wash hand basin with inset cupboard space below, W.C., heated towel rail, contrasting tiled surrounds and obscure double glazed Velux window
BEDROOM THREE
With front aspect double glazed leadlight window, radiator, built in walk in wardrobe with hanging space and shelving
BEDROOM FOUR
With front aspect double glazed leadlight window, radiator, built in wardrobe
BATHROOM
Comprising panelled bath, wash hand basin and W.C., with integrated cupboard space, separate fully tiled shower cubicle. Tiled surrounds, heated towel rail and side aspect double glazed Velux window

REAR GARDEN
At rear of the property are level secluded gardens predominately laid to lawn with large paved patio area adjacent to the garden room, with wide side access via paved pathway and timber gate. The gardens are fully enclosed by timber fencing with maturing trees, shrubs and evergreens providing year round privacy and a south westerly aspect. There is also an alternative side access via timber gate, outside water tap and rear access to garage


Additionally there is a
SUPERB OUTSIDE HOME OFFICE
Fully insulated and heated offering a variety of use; office, gym, cinema room etc. High quality construction and neatly positioned


In all the gardens extend approx. 40ft with a width extending in the region of 50ft with outside lighting
OUTSIDE
The front of the property is entered via electrically operated double timber gates with block paved driveway providing parking and turning for a number of vehicles. Leading to integral garage with linked electrically operated door to entrance gates, power and light

FRONT GARDEN
The front garden area is fully enclosed by mature hedging, shrubs and young trees providing excellent privacy with various lawn garden areas and sloped paved pathway to front door, outside lighting, neatly hidden wood store and dustbin area

INTEGRAL DOUBLE GARAGE
With rear access and rear double glazed leadlight window, housing gas boiler, with plenty of space for additional utilities
DIRECTIONS
From central Caversham proceed north up Prospect Street at the traffic lights fork left into Peppard Road, turn left at the roundabout into Evesham Road, continue to St. Barnabas Road and into Highdown Hill Road where the property can be found on the left hand side
TENURE
Freehold
APPROXIMATE SQUARE FOOTAGE
2,303 sq ft. This is an approximate measurement taken from the EPC which measures the heated habitable space

SCHOOL CATCHMENT
Emmer Green Primary School
Highdown School and Sixth Form Centre
COUNCIL TAX
Band G
FREE MORTGAGE ADVICE
We are pleased to be able to offer the services of an Independent Mortgage Adviser who can access a variety of mortgage rates from leading Banks and Building Societies. For a free, no obligation discussion or quote, please contact Stuart Milton, our mortgage adviser, on



Features
  • Freehold

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Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 928325

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 28125
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

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£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 84575
  • Mortgage Interest
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    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
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  • Letting Fee
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  • Maintenance
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  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

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Total Profit

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  • Cumulative Rental Profit
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