4 bedroom detached for sale

£1,600,000 Guide Price

4

Bedrooms

3

Bathrooms

Floorplan

Lived in by three generations of the same family, this charming three storey extended Edwardian family house is conveniently located near Loughton town centre. It is only a mile from the underground station where Central Line trains to the City take approximately half an hour.

The house is an elevated position with steps up to a front garden with a lawn and shrub borders leading to the front door, while a separate driveway for off street parking leads to a tandem garage. The house has great external appeal while internally period features include fireplaces, wood and panelled doors, picture and dado rails as well as coved ceilings and lighting roses. A spacious hall with a staircase to the first floor and storage facilities, has access to the formal dining room. This has a large bay window and a brick fireplace while the elegant sitting room also has a large bay window and a lovely stone fireplace flanked by built in bookcases. This has multi-pane French doors to the light and bright family room and, when these doors are open, it creates a wonderful space for entertaining. The characterful family room has a feature brick wall, a partially glassed ceiling and a wall of windows overlooking the garden.

The impressive dual aspect kitchen/breakfast room with an adjacent utility room and shower room was extended and modernised in recent years and the kitchen includes a Rangemaster cooker and a raft of attractive shaker style units with black marble worktops housing a variety of appliances and a peninsular section with a Butlers sink. The spacious breakfast area features a large lantern style skylight and a wall of sliding glazed doors to the terrace. External doors and a door from the dining room open into a boot room that leads to a superb cinema room that can also be used as a games room or an additional sitting room.

On the first floor there is a bathroom and a separate cloakroom as well as three double bedrooms that all have plenty of fitted wardrobes. Two of the bedrooms have charming bay windows including the principal bedroom that also has a modern en-suite bathroom. Whilst on the second floor you will find a single bedroom and a good sized office/bedroom.

The rear garden includes a large terrace for al fresco dining, a charming waterfall and a lawn with mature trees and shrubs as well as a large workshop/garden shed.

What the Owner says:
This has been a truly happy family home, and we shall be sad to leave but feel it is time to downsize. Over the years we have enjoyed extending and modernising the property including the kitchen, the cinema room and the terrace where we have been able to entertain friends and family.

Loughton is a charming town with plenty of pubs, restaurants, shops and sports facilities, including the Loughton Leisure Centre. While golfing enthusiasts can play at the Epping golf course and Hobbs Cross Golf Centre.

There are excellent schools in the area including Hereward Primary and Debden Park High School, both rated Outstanding by Ofsted as well as good, independent schools. There is also the station providing easy access to Central London, we are only a short distance to the M11 for the M25 providing access to Stansted, Heathrow and Cambridge.

Room sizes:
  • Entrance Hall
  • Dining Room: 172 x 121 (5.24m x 3.69m)
  • Sitting Room: 172 x 111 (5.24m x 3.38m)
  • Family Room: 168 x 110 (5.08m x 3.36m)
  • Kitchen/Breakfast Room: 188 x 1710 (5.69m x 5.44m)
  • Utility Room: 511 x 47 (1.80m x 1.40m)
  • Shower Room
  • Boot Room: 166 x 45 (5.03m x 1.35m)
  • Cinema Room: 195 x 166 (5.92m x 5.03m)
  • Landing
  • Principal Bedroom: 180 x 111 (5.49m x 3.38m)
  • En-Suite Dressing Room
  • En-Suite Shower Bathroom
  • Bedroom 2: 166 x 121 (5.03m x 3.69m)
  • Bedroom 3: 124 x 114 (3.76m x 3.46m)
  • Bathroom
  • Separate Cloakroom
  • Landing
  • Bedroom 4: 164 x 611 (4.98m x 2.11m)
  • Study: 132 x 110 (4.02m x 3.36m)
  • Detached Tandem Garage
  • Off Street Parking
  • Front Garden
  • Rear Garden


The information provided about this property does not constitute or form part of an offer or contract, nor may it be regarded as representations. All interested parties must verify accuracy and your solicitor must verify tenure/lease information, fixtures & fittings and, where the property has been extended/converted, planning/building regulation consents. All dimensions are approximate and quoted for guidance only as are floor plans which are not to scale and their accuracy cannot be confirmed. Reference to appliances and/or services does not imply that they are necessarily in working order or fit for the purpose.

We are pleased to offer our customers a range of additional services to help them with moving home. None of these services are obligatory and you are free to use service providers of your choice. Current regulations require all estate agents to inform their customers of the fees they earn for recommending third party services. If you choose to use a service provider recommended by Fine & Country, details of all referral fees can be found at the link below. If you decide to use any of our services, please be assured that this will not increase the fees you pay to our service providers, which remain as quoted directly to you.

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Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 1345950

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 40000
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

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£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 145950
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
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  • Letting Fee
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  • Maintenance
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  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

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Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

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Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

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This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

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  • Final Equity Profit
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    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
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    Cumulative Rental Profit = Annual rental profit x Time of Investment

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Final Property Value

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Notes

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