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£2,250,000
Bedrooms
Bathrooms
Ripley View is a prestigious cul-de-sac with only a handful of detached houses. The house has been updated and designed with leisure and entertaining in mind and has a heated pool, a large terrace and an outbuilding, used as a garden room. It is approached via a pair if automatic wrought iron gates that open onto a block paved frontage for off street parking and provides access to the integral garage.
The entrance hall has porcelain floor tiles that flow throughout the ground floor. There is a superb light and bright sitting room with patio doors to the rear terrace and glazed double doors to the large dining room.
The kitchen/breakfast room includes a central island/breakfast bar and flat-fronted cream units with granite worktops housing various appliances. There is access to the terrace, the garage, the utility room, and the entertainment room with a black quartz bar incorporating fitted shelving, a sink and kitchen appliances as well as a TV and surround sound speakers along with a separate shower room. Patio doors open onto the terrace and there are also stairs up to bedroom one, with an en-suite shower room, so this area could become a separate annex. Additionally on the ground floor is a cloakroom, shower room, gym and an office.
The large galleried landing leads to four further double bedrooms and a contemporary bathroom, with bedroom three also featuring an en-suite shower room and walk-in wardrobe.
To the rear the block paved terrace continues round to the Nipa covered hot tub. It is bordered by a low wall with a pond and water feature plus a pathway leading to the heated pool surrounded by block paving that continues to the end of the garden where there are two thatched gazebos for outdoor entertaining and an outbuilding. The rest of the garden is laid to lawn with trees and shrub borders.
What the Owner says:The location is ideal as it is quiet and peaceful and very safe for children and pets. We are only a couple of minutes walk from the forest where the dogs can roam freely and where you can cycle or ride horses.
We are also close to the centre of Loughton where the underground station on the Central Line can whisk you to Liverpool Street in approximately half an hour and we are only a short distance from the M11 for the M25.
Loughton is a charming town with plenty of pubs, restaurants and independent shops as well Loughton Leisure Centre with a large indoor swimming pool. There is a wide selection of schools in the area including the Davenant Foundation School, Hereward Primary and Debden Park High schools, as well as good independent schools.
We are not far from Theydon Bois with its iconic avenue of trees and virtually no streetlights as the residents felt they would detract from the traditional village ambience. The village includes a well-respected primary school, excellent pub restaurants including the Queen Victoria and The Bull. There is also a golf course, tennis club and cricket club.
The information provided about this property does not constitute or form part of an offer or contract, nor may it be regarded as representations. All interested parties must verify accuracy and your solicitor must verify tenure/lease information, fixtures & fittings and, where the property has been extended/converted, planning/building regulation consents. All dimensions are approximate and quoted for guidance only as are floor plans which are not to scale and their accuracy cannot be confirmed. Reference to appliances and/or services does not imply that they are necessarily in working order or fit for the purpose.
We are pleased to offer our customers a range of additional services to help them with moving home. None of these services are obligatory and you are free to use service providers of your choice. Current regulations require all estate agents to inform their customers of the fees they earn for recommending third party services. If you choose to use a service provider recommended by Fine & Country, details of all referral fees can be found at the link below. If you decide to use any of our services, please be assured that this will not increase the fees you pay to our service providers, which remain as quoted directly to you.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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