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£365,000
Bedrooms
Bathrooms
A Three Double Bedroom, Two Reception Room Family Home, retaining many character features, located in one of Redruths most desirable locations yet within easy reach of local schools, town and transport links. The home benefits from two Shower Rooms/WC, one on the ground floor and one on the first floor. The property is double glazed and warmed by gas central heating. There is an attached garage and parking for up to two cars on the driveway. The accommodation briefly comprises of: - Entrance Vestibule, entrance Hall, Lounge, Dining Room, Kitchen, Utility Room, Shower Room/WC and to the first floor, Three Double Bedrooms and a Shower Room/WC. There is an enclosed garden to the rear, with access to the garage and workshop, creating a safe space for children and pets alike. There is a further garden to the front of the property accessed via a pedestrian gateway. EPC E. Council Tax Band B.
Part glazed UPVC door opening to:-
ENTRANCE VESTIBULE: There is a glazed door opening to:-
ENTRANCE HALL: There are doors to all ground floor rooms, stairs rising to the first floor with storage cupboard below and a radiator.
LOUNGE: 170' x 1210' (5.18m x 3.91m), A well-proportioned reception room with feature stone fireplace, two double glazed windows to the front, radiator and TV aerial.
DINING ROOM: 133' x 110' (4.04m x 3.35m), A good seized second reception room with double glazed bay window to the side, feature fireplace with built in cupboards to both sides (one housing the boiler), radiator.
KITCHEN: 111' x 86' (3.38m x 2.59m), Comprising of a range of eye-level and base units with work surface over, space for a free standing electric cooker, space for an upright fridge freezer, single bowl stainless steel sink with side drainer, tiled splash backs, radiator and double glazed window to the side.
UTILITY ROOM: 103' x 56' AVERAGE MEASUREMENTS (3.12m x 1.68m), There is space and plumbing for a washing machine, space for a chest freezer, radiator, UPVC door to the rear garden and a door to:-
SHOWER ROOM/WC: There is a shower cubicle with electric shower over, close coupled WC, pedestal mounted wash hand basin, radiator and a double glazed window to the rear.
FIRST FLOOR
LANDING: A split level landing with a multi-paned stained glass window to the rear, doors to all bedrooms and the shower room/WC.
BEDROOM ONE: 129' x 128' excl depth of wardrobes (3.89m x 3.86m), There are built in wardrobes to one wall, two double glazed windows to the front and a radiator.
BEDROOM TWO: 116' x 113' excluding depth of wardrobes (3.51m x 3.43m), There is a built in double wardrobe to one wall, double glassed window to the side and a radiator.
BEDROOM THREE: 129' x 80' excl depth of wardrobes (3.89m x 2.44m), There are built in wardrobes to one wall, a double glazed window to the side, loft access hatch and a radiator.
SHOWER ROOM/WC: There is a shower cubicle with electric shower over, close coupled WC, pedestal mounted wash hand basin and an extractor.
OUTSIDE
FRONT GARDEN: Bounded by walling and laid to grass with some tree and shrub planting. Accessed via a pedestrian access gate.
REAR GARDEN: Bounded by walling and laid predominantly to artificial grass for ease of maintenance. There is an ornamental pond, covered paved seating area, timber built Barbeque/Grill Cabin, timber 10 x 8 shed with power and light. Access to the garage and workshop.
WORKSHOP: 140' x 80' (4.27m x 2.44m), Of block and timber construction with power and light.
GARAGE: 169' x 86' (5.11m x 2.59m), There is a roller door, pedestrian access to the garden and seating area and power and light.
OFF ROAD PARKING: There is off road parking for up to two vehicles.
AGENTS NOTE: All mains services are connected.
The property is of majority stone construction.
Mobile coverage from all major networks (Source Ofcom).
Broadband Speeds up to 19Mbps Standard and up to 1800Mbps Ultra-Fast (Source Ofcom).
This property has been rated as Council Tax Band B.
ENERGY EFFICIENCY RATING: This property has been rated as E (53) with a potential rating of C (72).
Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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