Are you an Estate Agent? Register here
Are you an Estate Agent? Register here
£435,000 Guide Price
Bedrooms
Bathrooms
Occupying a lovely position within easy reach of local shopping facilities and amenities, a delightfully positioned three/four bedroom detached house with stunning, wrap around gardens.
Entrance door to entrance hall with stair flight to the first floor and there is a cloakroom with low level W.C and a wash hand basin.
To the front of the property is a light and airy dining room being complemented by a spacious lounge having central fireplace with display mantle and access to the rear facing conservatory with doors leading out onto the rear garden.
The kitchen has fitted worksurfaces with cupboards, drawers and space under, inset double bowl sink with mixer tap, fitted wall units and additional storage cupboards one of which houses the gas boiler and there are dual aspect windows.
On the first floor is an airy landing with shelved airing cupboard housing the insulated copper cylinder and there is access to the mainly boarded and insulated loft space.
Bedroom one is a well proportioned room with access to the dressing room (previously bedroom four) with a range of wardrobes.
There are two additional good size bedrooms and a family bathroom with suite comprising panel bath, wash hand basin, bidet, W.C and part tiled walls.
Outside
The property has wonderful, wrap around gardens to the front and side of which are beautifully lawned with flower beds and retained by low hedgerow.
The beautiful rear garden has well stocked boarders of flowers, plants and shrubs, gravel areas for easy maintenance, providing a delightful setting to the property.
To one side of the property is access to the driveway providing off road parking and leading to the double width garage.
Location
The property occupies a lovely position within easy reach of this highly regarded village. There are excellent shopping and recreational facililties close at hand including local restaurants, shops, cafes and pubs along with the nearby waterfront making it a haven for nature lovers and water enthrusiasts. Colchester itself is within comfortable driving distance with its excellent range of additional amenities and mainline railway station.
Directions
Please use the postcode CO5 8LE for SatNav.
Important Information
Council Tax Band - E
Services - We understand that mains water, drainage, gas and electricity are connected to the property.
Tenure - Freehold
EPC rating - tbc
Ref - COL250266/GMB
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
The Property has been saved to your favorites
/ 5
It's quick and easy
