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£575,000 Guide Price
Bedrooms
Bathrooms
Welcome to Swinford, a delightful Edwardian double-fronted cottage nestled in Copythorne within the New Forest National Park. While the property has been extended to enhance its space and versatility, it still retains the timeless charm of a classic cottage.
The front door opens into a small porch area, which leads through glazed double doors into the entrance hallway. From the hallway, youll find the sitting room to the right and the family dining room to the left. A staircase ascends from the hallway to the first-floor accommodation.
The sitting room, though modest in size, offers a charming cottage feel with its original sash window overlooking the front garden and a centrally located exposed brick fireplace with a log-burning stove. Its a delightful space to relax and unwind. At the rear of the room, a sliding double-glazed door opens into the conservatory.
The conservatory offers a pleasant and ideal space for some garden furniture and a lovely place to enjoy a morning coffee. From here you can access the garden and the utility room.
Moving back across the entrance hallway is the spacious family dining room, having been extended previously this room is a nice size room with dual aspect windows. A large picture window to the side provides wonderful views from the dining area of the garden. A double glazed door allows access into the garden with a further door leads into the kitchen breakfast room.
The kitchen Breakfast room located to the rear of the house is fitted with lovely wooden hand made kitchen which suits the country feel and style of this home. Wonderful views of the paddock land to the rear can be enjoyed whilst looking out of the kitchens rear window. Following the flow of the property the next door leads into the utility room which has a large walk in understairs pantry, space for a fridge freezer and plumbing for a dishwasher.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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