3 bedroom detached for sale

£575,000

3

Bedrooms

2

Bathrooms

Floorplan

Enjoying a sought after village location, this individual modern home provides generously proportioned three bedroom accommodation which is complemented by good sized gardens, ample parking and garage which combine to present a well balanced family home. Built in the 1970s of reconstituted stone beneath a tiled roof, the property has seen recent extension and adaptation to provide a spacious living kitchen and larger utility and boot room, a valuable space for todays busy lifestyles. With two reception rooms including a full width sitting room with a multi-fuel stove, and to the first floor there is a master bedroom suite with ensuite shower room, separate family bathroom plus two further bedrooms, one with opportunity to split to create two smaller rooms, if required. The house provides excellent family living space yet would equally suit those downsizing and who appreciate such a desirable village location.

Ashover sits mid way between the market towns of Matlock and Chesterfield and surrounded by delightful rolling Derbyshire countryside. There is a thriving local community, highly respected primary school and popular public houses, plus good road links to the neighbouring centres of employment. The cities of Sheffield, Derby and Nottingham are each within daily commuting distance.

ACCOMMODATION
From the side of the house a uPVC double glazed door opens to a tiled porch which provides clean access and separated from the hall via a second glazed door. The hall includes stairs which rise to the first floor and modern oak veneered doors leading to the principal ground floor rooms.

Cloakroom - 2.43m x 1.20m (8 x 3 11') with ample space for coat hanging and including a fitted WC and wash hand basin set to a vanity surface with low level storage cupboards, ceramic tiled floor in neutral shades, obscure glazed window.

Living / dining kitchen - 5m x 4.53m (16 5' x 14 10') fitted along two sides with an extensive range of cupboads and drawers complemented by slim granite work surfaces which incorporate a 1 bowl sink with draining groves. Appliances include a Neff induction hob, twin eye level Neff ovens, a Hotpoint larder fridge with freezer beneath and an integrated Neff dishwasher. There is a contemporary vertical hung radiator, ceramic tiled floor throughout, uPVC double glazed French doors which allow access and views to the rear gardens.

Utility and boot room - 4.08m x 2.83m (13 5' x 9 3') accessed off the kitchen, a most valuable spacious utility room which includes low level storage with work top and double bowl sink unit, plus a similar work surface with provision for two washing machines and a tumble dryer. A wall mounted gas fired boiler provides service to the central heating and hot water system. The room includes ample room for coat and boot storage and the benefit of a uPVC stable style door giving access to and from the rear.

Dining room - 3.35m x 3.35m (11 x 11) accessed off the hall and partitioned from the sitting room by a range of open display shelving. The room has a window to the side and the benefit of an engineered oak floor. Two steps descend to the...

Sitting room - 6.95m x 3.63m (22 10' x 11 11') a generously proportioned living space spanning the full width of the house and benefiting from excellent natural light through the double glazed bay window facing the front. Again, there is engineered oak flooring and to one side a cast iron multi-fuel stove stands to a stone slab hearth. The sitting room has direct access off the hall via two short steps.

From the hall, stairs rise in a dog leg fashion to the first floor landing with a window on the return and providing access to the bedrooms and bathroom.

Family bathroom - 2.65m x 2.43m (8 8' x 8) fitted with a modern white suite to include a wash hand basin and WC within a range of fitted cupboards and vanity surfaces, plus a panelled bath with thermostatic shower above and folding shower screen. To one corner, a deep linen store which houses the hot water cylinder. The room is finished with full height ceramic tiling, chromed ladder radiator, electric shaver point and obscure glazed window.

Master bedroom 1 - 5.10m x 3.63m (16 9' x 11 11') a spacious double bedroom which enjoys a pleasant outlook towards the mature trees which line the fields across Moor Road. There is an extensive range of built-in full height wardrobing, an additional integral storage cupboard and access to an...

Ensuite shower room - 2.30m x 1.85m (7 6' x 6 1') with a broad walk-in shower cubicle with sliding screen and thermostatic shower fitting, fitted WC, rectangular wash hand basin set above a vanity surface, integral storage, ladder radiator, heater mirror and obscure glazed window.

Bedroom 2 - 4.96m x 3.34m (16 3' x 11) a second double bedroom believed to have originally been designed as two bedrooms and those options are still possible for those requiring four bedrooms. The room enjoys good natural light with windows to the side and rear, the rear a pleasant outlook across the gardens and to the neighbouring homes on The Rattle.

Bedroom 3 - 3.34m x 1.97m (10 11' x 6 5') the measurements not including the range of full width built-in storage to one side. A comfortable single bedroom which enjoys similar rear views.

OUTSIDE & PARKING
To the front of the house, an attractive garden sheltered behind as low wall to the side of which a large block paved drive provides vehicular access and parking for several cars. At the head of the drive, there is access to the...

Garage - 5.47m x 4.60m (17 11' x 15 1') With ample space for car and other storage and currently incorporating a work bench and cupboards. There is water, electric power and light and a remote controlled up and over door. There are also storage options within the lofted roof, and there is direct access via a personnel door to the rear gardens.

The rear gardens are simply but effectively landscaped to create an attractive area for family recreation, beautifully stocked with shrub and flower borders which frame a central lawn. A fenced area to one side provides a pet free zone, there is a shed standing within the rear boundary and adjacent to the house a stone paved patio.

From the front paths lead to the side where attractive borders are planted with specimen trees and shrubs, there is log and bin storage with tall iron gate and railings securing the rear gardens.

TENURE - Freehold

SERVICES - All mains services are available to the property, which enjoys the benefit of gas fired central heating and uPVC double glazing. No specific test has been made on the services or their distribution.

EPC RATING - Current 69C / Potential 79C

COUNCIL TAX - Band F (North East Derbyshire District Council)

FIXTURES & FITTINGS - Only the fixtures and fittings mentioned in these sales particulars are included in the sale. Certain other items may be taken at valuation if required. No specific test has been made on any appliance either included or available by negotiation.

DIRECTIONS - Leave Matlock on the A632 Chesterfield Road, passing Matlock Golf Club and descending Slack Hill, and on reaching Kelstedge turn right as signed Ashover. Follow the road to the village, before turning left onto Narrowleys Lane, passing the school, before turning left again onto Moor Road. Westmead can be found on the right hand side after approximately 100m.

WHAT-3-WORDS - chugging.cheeses.working

VIEWING - Strictly by prior arrangement with the Matlock office .

Ref: FTM10723

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 477075

Mortgage Loan to Value

%

Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 14375
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

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£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 45825
  • Mortgage Interest
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    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
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  • Letting Fee
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  • Maintenance
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  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

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This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

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  • Final Equity Profit
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    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
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    Cumulative Rental Profit = Annual rental profit x Time of Investment

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Final Property Value

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