3 bedroom detached for sale

£435,000

3

Bedrooms

1

Bathrooms

Floorplan

This attractive stone built cottage has been upgraded through recent years and is superbly presented and offers a well proportioned comfortable home. The accommodation comprises entrance hallway, spacious sitting room, large dining kitchen and WC to the ground floor, whilst upstairs there are three bedrooms (2 double, 1 good single) and family bathroom. It is evident that through upgrading works which included new windows and doors, the kitchen and bathroom fittings are of an excellent quality.

Outside, the gardens are larger than expected and lie predominantly to the side of the house which enable fine views over surrounding countryside. There has been some recent landscaping completed, and the gardens offer pockets of interest through planting, patio seating areas to take advantage of the days sun and views. All in all, a viewing is highly recommended to fully appreciate the space on offer both inside and out.

Starkholmes is a well regarded district of the town, standing beneath the imposing landmark of Riber Castle and which enjoys a thriving community with a village hall, parish church, primary and lower secondary schools. The wide range of shops and amenities of Matlock are less than one mile away and there is ready access to the delights of the surrounding countryside, with good walking almost from the doorstep. The local road links provide access to Bakewell (8 miles), Alfreton (8 miles), Chesterfield (10 miles) and the cities of Sheffield, Derby and Nottingham each lie within daily commuting distance.

ACCOMMODATION
Located to the rear of the property, a composite door opens to an entrance hallway with tiled flooring, window to the rear and door off to the...

WC - with WC and wash hand basin. Window to the side.

A part glazed door opens into the...

Sitting room - 6.27m x 2.96m (20 7' x 9 8') a generous reception room with patio doors allowing access to and from the gardens and which provide far reaching views of the surrounding countryside. There is a wood burning stove which sits to a stone hearth, oak plank flooring and to the rear of the room stairs rise to the first floor. To the side of the stairs, a useful cupboard provides space for coat and boot storage. As a feature of the room is a ceiling beam and recessed oak book shelving.

An open door leads into the...

Dining kitchen - 6.37m x 3.72m (20 11' x 12 3') well proportioned and well fitted with a range of modern gloss fronted cupboards and drawers to the kitchen area, with marble effect work surfaces and upstands. There is a stainless steel sink unit, induction hob and under counter oven. Integral appliances include a dishwasher, microwave, fridge / freezer and washing machine. A window at the sink position overlooks the side gardens, two further windows, plus a third in the dining area look over the front. The dining area has a continuation of the oak plank flooring, an attractive fireplace place is topped with a mantel beam, there are ceiling beams and range of full width book shelving.

From the sitting room, stairs rise to the first floor landing. With feature stone wall and window to the side. Doors open to...

Bedroom 3 - 3.72m x 3.60m (12 3' x 11 10') a comfortable double bedroom with front facing window. Loft hatch.

Bedroom 2 - 2.77m x 2.71m (9 1' x 8 11') a good sized single bedroom with front facing window.

Bedroom 1 - 3.86m x 2.96m (12 8' x 9 8') a good sized principal bedroom with dual aspect windows overlooking the side gardens and to the front providing excellent far reaching views. Oak plank flooring and ceiling beams.

Family shower room - 2.96m x 1.81m (9 8' x 5 11') in a contemporary design with full height ceramic tiling to the walls and floor, with contrasting tiling to the shower area. The room is fitted with a double sized shower cubicle, glazed screen and mains shower with hand held spray and fixed drench head, enclosed WC and wash hand basin set into a wide unit with ample drawer storage. Window to the rear.

OUTSIDE & PARKING
The gardens, which span the front, side and rear of the property, have been lovingly landscaped and tended over the years and provide pockets of interest through imaginative planting and seating areas which provide places to stop and relax throughout the day.

Close to the house, and accessed from the sitting room, a delightful paved patio seating area is bounded by low stone walling and is an ideal spot for alfresco dining. An oval lawn is bounded by gravel paths and curved hedging and to one side shallow steps to rise to a decked second seating area, retained by raised beds made from sleepers providing an area for veg growing and cultivation, the seating area again offers breathtaking views.

Parking nose to tail is to a driveway which provides access to the single garage with up and over door. Stepped access to the front of the property is gained from Riber Road.

TENURE - Freehold

SERVICES - All mains services are available to the property, which enjoys the benefit of gas fired central heating and uPVC double glazing. No specific test has been made on the services or their distribution.

EPC RATING - Current 53E / Potential 83B

COUNCIL TAX - Band D

FIXTURES & FITTINGS - Only the fixtures and fittings mentioned in these sales particulars are included in the sale. Certain other items may be taken at valuation if required. No specific test has been made on any appliance either included or available by negotiation.

DIRECTIONS - From Matlock Crown Square, take Causeway Lane out of the town passing the football ground and on into Matlock Green. At the crossroads, turn right onto Church Street, rise up the hill, and after around of a mile, bear left onto Riber Road. Rise up Riber Road, taking a left hand bend, then rising to a right hand bend before locating Quaintways on the left, identified by the agents For Sale board.

WHAT3WORDS - burglars.diggers.orbit

VIEWING - Strictly by prior arrangement with the Matlock office .

Ref: FTM10854

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 361575

Mortgage Loan to Value

%

Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 10875
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

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£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 35325
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

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Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

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Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
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    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
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    Cumulative Rental Profit = Annual rental profit x Time of Investment

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Final Property Value

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