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134 High Street, Aldeburgh, Suffolk
£495,000 Offers in excess of
Bedrooms
Bathrooms
A semi-detached cottage with parking, garage and views over the mere from the upper floors. Thorpeness is a popular seaside resort village with a long shingle beach, the Meare, a man made boating lake over approximately 60 acres, Thorpeness Golf Club and Thorpeness Country Club.
Thorpeness is close to the seaside town of Aldeburgh, which benefits from a lively High Street full of both independent and national shops and eateries, supported by an active and engaged local community as well as a thriving tourist trade. The nearby towns of Leiston and Saxmundham prove handy shopping facilities and High Streets, Saxmundham benefits from a railway station on the branch line to Ipswich where a change can be made to the Inter-City line to London Liverpool Street.
Description - This charming traditional red brick semi detached cottage set off a private road is nestled within a picturesque village conservation area, offering stunning views over the mere and within walking distance to the beach. Spread across three floors, the property offers a spacious and inviting layout. The large kitchen/dining room is the heart of the home, featuring a beautifully crafted handmade kitchen, perfect for both cooking and entertaining. The two sitting rooms provide plenty of space to relax, with one featuring a cozy fireplace and wood burner for added warmth and charm. The propertys three bedrooms are spread across two floors, including a delightful attic bedroom with its own W.C. and shower, offering far-reaching views over the village and out towards the sea. Outside, the property offers parking, a garage, and a lawn garden to one side and raised deck off the second sitting room, providing a perfect spot to enjoy the surrounding beauty. Ideal for those seeking traditional character within a prime location, this home offers a truly special living experience.
Accommodation -
Kitchen/Dining Room - Stable door opens to the kitchen/dining room with hand made pine kitchen offering ample storage, hardwood work surfaces with tiled surrounds and twin bowl butler sink unit with mixer tap. Appliances include integrated dishwasher, fitted electric double oven, hob and cooker hood over.
Cloakroom - Hand basin & W.C. Wall mounted gas central heating boiler.
Lobby - Staircase rising to the first floor.
Sitting Room - Brick fireplace with painted timber mantle and surround. Wood burning stove. Door to:
Garden/Sitting Room - Casement doors open to the raised garden deck.
First Floor -
Landing - Porthole window with roof top view of Thorpeness, Staircase rising to the second floor.
Bathroom - Suite comprising double end bath with mixer tap & shower. Hand basin and W.C. Tank cupboard.
Bedroom - Ornamental cast iron fireplace with painted mantle and surround. Views over the Meare.
Bedroom - Window to front elevation.
Second Floor -
Landing -
Bedroom - Gable window and roof lights with far reaching views over the Meare and roof tops. Shower cubicle and separate WC.
Tenure - Freehold.
Outgoings - Council Tax Band currently B.
Services - Mains gas, electricity and water, drainage TBC.
Viewing Arrangement - Please contact Flick & Son, 134 High Street, Aldeburgh, IP15 5AQ for an appointment to view.
Email:
Tel: Ref: 20738/RDB.
Fixtures & Fittings - No fixtures, fittings, furnishings or effects save those that are specifically mentioned in these particulars are included in the sale and any item not so noted is expressly excluded. It should not be assumed that any contents, furnishings or furniture shown in the photographs (if any) are included in the sale. These particulars do not constitute any part of any offer or contract. They are issued in good faith but do not constitute representations of fact and should be independently checked by or on behalf of prospective purchasers or tenants and are furnished on the express understanding that neither the agents nor the vendor are or will become liable in respect of their contents. The vendor does not hereby make or give nor do Messrs Flick & Son nor does any Director or employee of Messrs Flick & Son have any authority to make or give any representation or warranty whatsoever, as regards the property or otherwise.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £2,140.71
Total Interest: £275,655.95
Overall Total: £770,655.95
Amortization For Monthly Payment: £2,140.71 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £15,694.26 | £9,994.27 | £485,005.73 |
| 2026 | £15,369.71 | £10,318.82 | £474,686.91 |
| 2027 | £15,034.63 | £10,653.91 | £464,033.01 |
| 2028 | £14,688.66 | £10,999.88 | £453,033.13 |
| 2029 | £14,331.45 | £11,357.08 | £441,676.05 |
| 2030 | £13,962.65 | £11,725.89 | £429,950.16 |
| 2031 | £13,581.87 | £12,106.67 | £417,843.50 |
| 2032 | £13,188.72 | £12,499.81 | £405,343.69 |
| 2033 | £12,782.81 | £12,905.73 | £392,437.96 |
| 2034 | £12,363.71 | £13,324.82 | £379,113.14 |
| 2035 | £11,931.01 | £13,757.52 | £365,355.62 |
| 2036 | £11,484.25 | £14,204.28 | £351,151.34 |
| 2037 | £11,022.99 | £14,665.54 | £336,485.79 |
| 2038 | £10,546.75 | £15,141.78 | £321,344.01 |
| 2039 | £10,055.04 | £15,633.49 | £305,710.52 |
| 2040 | £9,547.37 | £16,141.17 | £289,569.35 |
| 2041 | £9,023.20 | £16,665.33 | £272,904.02 |
| 2042 | £8,482.02 | £17,206.51 | £255,697.51 |
| 2043 | £7,923.27 | £17,765.27 | £237,932.25 |
| 2044 | £7,346.37 | £18,342.17 | £219,590.08 |
| 2045 | £6,750.73 | £18,937.80 | £200,652.28 |
| 2046 | £6,135.75 | £19,552.78 | £181,099.50 |
| 2047 | £5,500.81 | £20,187.73 | £160,911.78 |
| 2048 | £4,845.24 | £20,843.29 | £140,068.49 |
| 2049 | £4,168.38 | £21,520.15 | £118,548.34 |
| 2050 | £3,469.55 | £22,218.98 | £96,329.36 |
| 2051 | £2,748.02 | £22,940.51 | £73,388.84 |
| 2052 | £2,003.06 | £23,685.47 | £49,703.37 |
| 2053 | £1,233.91 | £24,454.62 | £25,248.75 |
| 2054 | £439.78 | £25,248.75 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
134 High Street, Aldeburgh, Suffolk
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Tue Jun 10 2025
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Tue Jun 10 2025
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