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£599,950
Bedrooms
Bathrooms
ENTRANCE PORCH: Double glazed.
ENTRANCE HALL: Double glazed, stairs to landing, varnished floorboards, cupboard with plumbing for automatic washing machine.
LIVING ROOM: 23.9 x 11.5 (7.24 x 3.48m), Double glazed, two radiators, varnished floorboards, feature fireplace, double doors to kitchen.
KITCHEN/DINING ROOM: 17 x 10.9 (5.18 x 3.28m), Double glazed window and double doors to rear garden, excellent range of base and wall cupboards, granite worksurfaces, gas cooker point, extractor hood, stone floor, radiator.
SHOWER ROOM: 9.8 x 6.3 (2.95 x 1.91m), Double glazed, heated towel rail, large shower, low level W.C. and wash hand basin, gas central heating boiler (3 years old), stone floor.
LANDING
BEDROOM 1: 13.5 x 9.8 (4.09 x 2.95m), Double glazed, radiator, range of built in wardrobes.
BEDROOM 2: 10.4 x 8.6 (3.15 x 2.59m), Double glazed, radiator, laminate wood floor.
BEDROOM 3: 8.1 x 7.7 (2.46 x 2.31m), Double glazed, radiator, varnished floorboards.
BATHROOM: 7.9 x 6.10 (2.36 x 2.08m), Double glazed, heated towel rail, panelled bath and shower, vanity wash hand basin and low level W.C., tiled walls and floor.
SECOND FLOOR
BEDROOM 4: 12.2 x 11.2 (3.71 x 3.4m), Double glazed, radiator, laminate wood floor, eaves storage space.
OUTSIDE
GARDENS: A corner plot with patio, lawns and established trees, paneled fencing throughout. The garden is very private and faces approx., due West.
DETACHED GARAGE: At rear of garden, light and power.
TOTAL FLOOR AREA: 103.1 square meters.
COUNCIL TAX BAND: D - 1991 p.a.
STAMP DUTY PAYABLE: 19,998 (For first time purchasers).
19,998 (If the purchase results in owning only one property).
49,995(If the purchase results in owning two or more properties).
VIEWING: By appointment through this office only on . We are open Monday to Friday 9.00am till 6.00pm and Saturday 9.00am till 4.00pm.
PROPERTY MISDESCRIPTIONS ACT: For clarification, we wish to inform prospective purchasers that we have not carried out a detailed survey, nor tested the services, appliances and specific fittings for this property. Your solicitor should check any rights of way or planning permission for any extensions which may have been carried out.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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