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114 High Street, Crowthorne
£1,000,000
Bedrooms
Bathrooms
Enjoying a charming location, this impressive looking home offers a wonderful blend of modern elegance and spacious living, situated on a generous 0.2 acre plot of lush greenery. Since the current owners moved in, the property has seen significant updates, ensuring it appeals to those looking for comfort and a touch of luxury.
Upon entering the property, you are welcomed by a spacious entrance hall that links all the various areas as well as the cloakroom. It greets visitors and functions as a central access point to the living/dining room, kitchen and family room. The heart of this home features a beautifully large kitchen that has been updated to reflect contemporary living, ideal for both entertaining and family gatherings and leads to the family room, which allows natural light to flood into this area. An additional 30 living/dining room offers a pleasant retreat. Off the kitchen you will discover the utility room with steps down to the pantry as well as further storage/office space.
To the first floor, an impressive bedroom suite promises a peaceful retreat with a spacious luxury en-suite bathroom & built-in wardrobes. The second & third bedrooms are also generous in size, while the fourth is currently used as a dressing room.
Outside and beyond the five bar gate, youll discover an expansive driveway providing parking for numerous vehicles as well as lawned areas and paved pathway to the front door and beyond. The rear garden has been beautifully landscaped and is maintained to perfection with several areas of interest to enjoy or for outdoor dining, activities or to simply enjoy the peaceful setting. There is a sunken fire pit & BBQ hut, Tiki hut with lighting & heating as well as garden lighting & outside taps to front & rear.
This home is ideally located with Crowthorne, Wokingham, Reading, Bracknell, and Camberley only a short drive away and the property benefits from easy access to the M3 and M4 motorways.
The village of Crowthorne itself plays host to several highly sought after state & private schools including the hugely popular Edgbarrow secondary school whilst the local village high street has several amenities including a mixture of coffee shops, butcher, supermarkets, hairdressers, pubs and restaurants. There is an abundance of local walks, including hundreds of acres of woodland at Bucklers Park along with Heath Lake and Simons Wood.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £4,324.67
Total Interest: £556,880.71
Overall Total: £1,556,880.71
Amortization For Monthly Payment: £4,324.67 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £31,705.58 | £20,190.44 | £979,809.56 |
| 2026 | £31,049.93 | £20,846.10 | £958,963.46 |
| 2027 | £30,372.98 | £21,523.04 | £937,440.42 |
| 2028 | £29,674.05 | £22,221.97 | £915,218.45 |
| 2029 | £28,952.43 | £22,943.60 | £892,274.85 |
| 2030 | £28,207.37 | £23,688.66 | £868,586.19 |
| 2031 | £27,438.11 | £24,457.91 | £844,128.28 |
| 2032 | £26,643.88 | £25,252.15 | £818,876.13 |
| 2033 | £25,823.85 | £26,072.17 | £792,803.96 |
| 2034 | £24,977.20 | £26,918.83 | £765,885.13 |
| 2035 | £24,103.05 | £27,792.98 | £738,092.15 |
| 2036 | £23,200.51 | £28,695.51 | £709,396.64 |
| 2037 | £22,268.67 | £29,627.36 | £679,769.28 |
| 2038 | £21,306.56 | £30,589.46 | £649,179.82 |
| 2039 | £20,313.21 | £31,582.81 | £617,597.00 |
| 2040 | £19,287.61 | £32,608.42 | £584,988.59 |
| 2041 | £18,228.70 | £33,667.33 | £551,321.26 |
| 2042 | £17,135.40 | £34,760.62 | £516,560.64 |
| 2043 | £16,006.60 | £35,889.42 | £480,671.21 |
| 2044 | £14,841.14 | £37,054.88 | £443,616.33 |
| 2045 | £13,637.84 | £38,258.18 | £405,358.15 |
| 2046 | £12,395.46 | £39,500.56 | £365,857.59 |
| 2047 | £11,112.74 | £40,783.28 | £325,074.30 |
| 2048 | £9,788.36 | £42,107.66 | £282,966.64 |
| 2049 | £8,420.98 | £43,475.05 | £239,491.59 |
| 2050 | £7,009.19 | £44,886.83 | £194,604.76 |
| 2051 | £5,551.56 | £46,344.47 | £148,260.29 |
| 2052 | £4,046.59 | £47,849.44 | £100,410.85 |
| 2053 | £2,492.75 | £49,403.28 | £51,007.58 |
| 2054 | £888.45 | £51,007.58 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
114 High Street, Crowthorne
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Mon Jun 02 2025
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Mon Jun 02 2025
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