4 bedroom detached for sale

£550,000 Offers in excess of

4

Bedrooms

2

Bathrooms

Floorplan

A beautifully presented and particularly well designed family home, set in a small private close at the village edge. The popular village of Benhall is well placed and lies about one and a half miles from the centre of Saxmundham, which itself offers a good range of shops set in a traditional High Street setting. Saxmundham also offers healthcare facilities, a library and sports clubs. The railway station gives both direct and connecting services to London Liverpool Street via the county town of Ipswich, whilst the A12 Great Yarmouth to London Road lies about half a mile from the property. Benhall has a primary school and is served by regular public transport to Saxmundham and Ipswich. The immediate area abounds with leisure opportunities which include the Suffolk Heritage Coastline, walking at Aldeburgh and nearby Thorpeness, the RSPB Minsmere Bird Reserve, Snape Maltings Concert Hall and for sailors the rivers Alde and Ore provide some of the prettiest sailing waters around.

Description - A beautifully presented detached family home with stunning landscaped gardens, situated on a private estate of nine dwellings at the southern edge of the village. The well-planned accommodation with double glazing and oil-fired central heating includes an entrance hall with oak flooring, continuing throughout the ground floor and into a double aspect sitting room. This spacious reception room is complete with a fireplace, wood burner and French doors opening to the garden. The well-equipped dual colour kitchen/breakfast room includes an island and separate utility room, with integrated appliances and wood block worksurfaces. The kitchen opens to a large triple aspect family/dining room, with bi-fold doors opening to the garden. To the first floor, the property has a splendid return landing with a Juliet style balcony (non-opening) to the front aspect. A generously proportioned principal bedroom has an ensuite shower room. Three further spacious bedrooms and a stylish fitted bathroom completes the accommodation. The garden is a particular feature, designed to take full advantage of this generous plot. Separated from the garden by a raised sleeper edge borders, is a wide paved sandstone patio running across the rear of the property, an ideal space for alfresco dining. The lawn is bordered by flowering shrubs and plants, with screening specimen trees to the rear, and a splendid timber garden store, complete with mansard roof. There is a driveway alongside the house with a pergola over it, and an estate roadway to the side of the pergola leads to a cart lodge beyond.

Accommodation -

Entrance Hall - Hardwood entrance doors with full height glazed panels to either side. Staircase rising to the first floor galleried landing. Oak floors continue throughout the ground floor.

Cloakroom - White hand basin and W.C. combination unit with storage.

Sitting Room - Windows overlooking the front garden and to the side elevation. Windows and casement doors opening to the patio and rear garden. Recessed fireplace with wood burner.

Kitchen / Breakfast Room - Fitted with a range of Shaker style base and wall cupboards, wood block work surfaces and enamel sink unit and mixer tap. Electric double oven and induction hob with stainless steel cooker hood over. Concealed dishwasher. Island unit with breakfast bar and further storage. Window to front and side elevation. Opening to the family/dining room.

Utility Room - Matching base cupboards with wood block work surface and single drainer stainless steel sink unit. Plumbing for washing machine. Understair store cupboard.

Family / Dining Room - A triple aspect room with windows and bi-fold doors opening to the garden. Further glazed side entrance door.

First Floor -

Galleried Landing - A return landing with Juliet style balcony window to front. Airing cupboard.

Principal Bedroom - Windows on two elevations. Built in wardrobes.

Ensuite - White suite comprising shower cubicle, hand basin, W.C. unit with storage, shelving, wall tiling and heated towel rail. Window to side elevation.

Bedroom Two - Window to front elevation.

Bedroom Three - Window to front elevation.

Bedroom Four / Study - Window to rear elevation.

Bathroom - White suite comprising panelled bath, with shower and folding shower screen, hand basin and W.C unit. Wall tiling and heated towel rail. Window to side elevation.

Tenure - Freehold.

Outgoings - Council Tax Band currently E.

Services - Mains electricity, water & drainage. PV solar panel ( up to 700W).

Viewing Arrangement - Please contact Flick & Son, Ashford House, High Street, Saxmundham, IP17 1AB for an appointment to view. Email: Tel: Ref: 20642/RDB.

Fixtures & Fittings - No fixtures, fittings, furnishings or effects save those that are specifically mentioned in these particulars are included in the sale and any item not so noted is expressly excluded. It should not be assumed that any contents, furnishings or furniture shown in the photographs (if any) are included in the sale. These particulars do not constitute any part of any offer or contract. They are issued in good faith but do not constitute representations of fact and should be independently checked by or on behalf of prospective purchasers or tenants and are furnished on the express understanding that neither the agents nor the vendor are or will become liable in respect of their contents. The vendor does not hereby make or give nor do Messrs Flick & Son nor does any Director or employee of Messrs Flick & Son have any authority to make or give any representation or warranty whatsoever, as regards the property or otherwise.

Agents Note - Private road. Current estate management charge 280 pa.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 456450

Mortgage Loan to Value

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Gross Yield

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Annual ROI

%

Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 13750
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 43950
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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