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£600,000 Offers in excess of
Bedrooms
Bathrooms
Overlooking the green in this popular village location, is this elegant and spacious four bedroom detached family home. Perfect for access to the Heritage Coast, the village of Darsham is located off of the A12 and close to Areas of Outstanding Natural Beauty, forming part of the Heritage Coastline, just some four miles from Dunwich Beach and the RSPB Reserve at Minsmere. Boasting golf courses and opportunities for sailing and boating, all within easy driving distance. The village has the excellent The Fox public house and Darsham railway station and service station are within one mile.
Description - An elegant and spacious detached family home, situated on a small select development overlooking the green of this popular East Suffolk Village. The well planned accommodation with double glazing and oil fired central heating offers well proportioned rooms over looking the generous gardens. Set back from the road behind a lawned garden and hedgerow, to the rear a driveway provides off road parking for at least four vehicles and access to a spacious double garage. The spacious reception hall leads to the study, cloakroom, large fitted kitchen/dining room and utility room. The sitting room has an imposing brick fireplace and French doors opening out to the good sized rear garden. To the first floor are the four generously proportioned bedrooms. The principal bedroom and second bedroom offer an ensuite and the two further bedrooms and a family bathroom completes the accommodation.
Accommodation -
Reception Hall - Staircase to first floor with cupboard below. Large cloaks cupboard.
Study - Window to front elevation.
Cloakroom - White suite comprising hand basin and W.C. Tiled floor.
Sitting Room - Window to front elevation and French doors opening to the rear garden. Brick fireplace with pamments tiled hearth.
Kitchen/Dining Room - Fitted with a range of base and wall cupboards; polished stone work surfaces with upstands and single drainer sink unit; fitted electric range cooker with stainless steel splash back and cooker hood over; concealed fridge/freezer and dishwasher. Windows over looking front and rear gardens.
Utility Room - Fitted with matching base and wall units with integrated washing machine. Rear entrance door.
First Floor -
Landing - Built in airing cupboard.
Principal Bedroom - Window to front elevation overlooking the green. Built in wardrobe.
Ensuite - White suite comprising shower cubicle, hand basin and W.C. Tiled surrounds and heated towel rail. Window to front elevation.
Bedroom Two - Window over looking the rear garden. Built in wardrobe.
Ensuite - White suite comprising shower cubicle, hand basin and W.C. Tiled surrounds and heated towel rail. Window to front elevation.
Bedroom Three - Window over looking the rear garden. Built in wardrobe.
Bedroom Four - Window over looking the front garden with a view over the green. Built in wardrobe.
Bathroom - White suite comprising panel bath, hand basin and W.C. Tiled surrounds and heated towel rail. Opaque window.
Tenure - Freehold.
Outgoings - Council Tax Band currently F.
Services - Mains water, electricity and drainage.
Viewing Arrangement - Please contact Flick & Son, Ashford House, High Street, Saxmundham, IP17 1AB for an appointment to view. Email: Tel: Ref: 20666/RDB.
Fixtures & Fittings - No fixtures, fittings, furnishings or effects save those that are specifically mentioned in these particulars are included in the sale and any item not so noted is expressly excluded. It should not be assumed that any contents, furnishings or furniture shown in the photographs (if any) are included in the sale. These particulars do not constitute any part of any offer or contract. They are issued in good faith but do not constitute representations of fact and should be independently checked by or on behalf of prospective purchasers or tenants and are furnished on the express understanding that neither the agents nor the vendor are or will become liable in respect of their contents. The vendor does not hereby make or give nor do Messrs Flick & Son nor does any Director or employee of Messrs Flick & Son have any authority to make or give any representation or warranty whatsoever, as regards the property or otherwise.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £2,594.80
Total Interest: £334,128.43
Overall Total: £934,128.43
Amortization For Monthly Payment: £2,594.80 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £19,023.35 | £12,114.26 | £587,885.74 |
| 2026 | £18,629.96 | £12,507.66 | £575,378.08 |
| 2027 | £18,223.79 | £12,913.83 | £562,464.25 |
| 2028 | £17,804.43 | £13,333.18 | £549,131.07 |
| 2029 | £17,371.46 | £13,766.16 | £535,364.91 |
| 2030 | £16,924.42 | £14,213.19 | £521,151.71 |
| 2031 | £16,462.87 | £14,674.75 | £506,476.97 |
| 2032 | £15,986.33 | £15,151.29 | £491,325.68 |
| 2033 | £15,494.31 | £15,643.30 | £475,682.38 |
| 2034 | £14,986.32 | £16,151.30 | £459,531.08 |
| 2035 | £14,461.83 | £16,675.79 | £442,855.29 |
| 2036 | £13,920.31 | £17,217.31 | £425,637.98 |
| 2037 | £13,361.20 | £17,776.42 | £407,861.57 |
| 2038 | £12,783.94 | £18,353.68 | £389,507.89 |
| 2039 | £12,187.93 | £18,949.69 | £370,558.20 |
| 2040 | £11,572.56 | £19,565.05 | £350,993.15 |
| 2041 | £10,937.22 | £20,200.40 | £330,792.76 |
| 2042 | £10,281.24 | £20,856.37 | £309,936.38 |
| 2043 | £9,603.96 | £21,533.65 | £288,402.73 |
| 2044 | £8,904.69 | £22,232.93 | £266,169.80 |
| 2045 | £8,182.70 | £22,954.91 | £243,214.89 |
| 2046 | £7,437.28 | £23,700.34 | £219,514.55 |
| 2047 | £6,667.64 | £24,469.97 | £195,044.58 |
| 2048 | £5,873.02 | £25,264.60 | £169,779.98 |
| 2049 | £5,052.59 | £26,085.03 | £143,694.96 |
| 2050 | £4,205.51 | £26,932.10 | £116,762.86 |
| 2051 | £3,330.93 | £27,806.68 | £88,956.17 |
| 2052 | £2,427.95 | £28,709.66 | £60,246.51 |
| 2053 | £1,495.65 | £29,641.97 | £30,604.55 |
| 2054 | £533.07 | £30,604.55 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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Fri May 02 2025
All confirmed! We look forward to speaking with you.
Fri May 02 2025
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