Are you an Estate Agent? Register here
Are you an Estate Agent? Register here
£292,500 Guide Price
Bedrooms
Bathrooms
A charming and beautifully presented semi-detached cottage situated in the heart of this sought after village. The ever popular village of Kelsale lies just over one and a half miles to the north of the market town of Saxmundham, which offers a good range of shops in a traditional High Street setting as well as a library, doctors surgery and railway station giving connecting and direct services via Ipswich to London Liverpool Street. Kelsale has a primary school with a free school being found in Saxmundham. Attractions of the surrounding area include delightful walks along the Suffolk Heritage Coastline, the renowned RSPB Bird Sanctuary at Minsmere, golfing and sailing at the historic coastal towns of Southwold and Aldeburgh, the latter home to the internationally famous annual Music Festival with many concerts being held at the nearby Snape Maltings Concert Hall.
Description - A delightful semi-detached cottage of Flemish bond brick elevations below pitched and hipped slate covered roof with in the Conservation Area of this charming East Suffolk village about one mile from the market town of Saxmundham. The cottage is set back from the road behind a cottage garden with shingle driveway to one side, which continues along the length of the property to a secluded garden at the rear. Internally the property is beautifully presented, retaining a wealth of charm and character.
Accommodation -
Lobby - Double glazed entrance door.
Sitting Room - Fireplace with timber mantle and surround, cabinet to one side and wood burning stove.
Sitting/Dining Room - Open fireplace with cast iron surround. Enclosed staircase rising to the first floor with storage cupboard below.
Kitchen/Breakfast Room - Fitted with a range of base units, work surfaces and single drainer sink unit. Recess with further base units, work surface and concealed dishwasher. Cupboard housing gas central heating boiler. Casement doors open to the rear garden.
Utility/Cloakroom - Hand basin and W.C. Plumbing for washing machine and space for tumble dryer.
First Floor -
Landing - Built in storage cupboards & wardrobe. Window to side elevation.
Bedroom - Window to rear elevation.
Bedroom - Window to side elevation.
Bathroom - White suite with double end bath with shower over, hand basin with storage below and W.C. Tiled surrounds and heated towel rail.
Tenure - Freehold.
Outgoings - Council Tax Band currently C.
Services - Mains gas, electricity, water and drainage.
Viewing Arrangement - Please contact Flick & Son, Ashford House, High Street, Saxmundham, IP17 1AB for an appointment to view. Email: Tel: Ref: 20686/RDB.
Fixtures & Fittings - No fixtures, fittings, furnishings or effects save those that are specifically mentioned in these particulars are included in the sale and any item not so noted is expressly excluded. It should not be assumed that any contents, furnishings or furniture shown in the photographs (if any) are included in the sale. These particulars do not constitute any part of any offer or contract. They are issued in good faith but do not constitute representations of fact and should be independently checked by or on behalf of prospective purchasers or tenants and are furnished on the express understanding that neither the agents nor the vendor are or will become liable in respect of their contents. The vendor does not hereby make or give nor do Messrs Flick & Son nor does any Director or employee of Messrs Flick & Son have any authority to make or give any representation or warranty whatsoever, as regards the property or otherwise.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
The Property has been saved to your favorites
/ 5
It's quick and easy
