4 bedroom detached for sale

£600,000 Offers in excess of

4

Bedrooms

2

Bathrooms

Floorplan

A striking contemporary home of outstanding quality set in the ever popular village of Peasenhall. The village sits astride the Yoxford to Stowmarket road, and has a variety of shops in its centre, post office and a delicatessen with a Royal seal of approval. The A12 Great Yarmouth to London road is easily accessible at Yoxford about three miles to the east and the market town of Saxmundham, which lies about five miles south, has a good range of shops including Waitrose and Tesco supermarkets and a railway station which gives both direct and connecting services via Ipswich to London Liverpool Street.

Description - Completed in 2022, this bespoke detached home represents the pinnacle of contemporary design, seamlessly blending style, sustainability, and comfort. Nestled within its own private grounds in a peaceful village location, this architecturally striking residence offers a rare opportunity to enjoy cutting-edge eco-conscious living in a beautifully crafted setting.

Constructed with a timber frame and clad in sleek Thermo wood vertical boarding beneath distinctive aluminium standing seam pitched roofs, the home boasts a high level of thermal efficiency. Triple-glazed windows, double-glazed sliding patio doors, and an advanced air source heat pump are complemented by 12 solar panels and a 7.5kW battery storage systemtogether with under floor heating and exceptional insulation, this creates an impressively energy-efficient environment.

The thoughtfully designed open-plan layout begins with a welcoming entrance hall that flows into a spectacular vaulted living room, where wide sliding glass doors open onto a sandstone-paved terraceperfect for indoor-outdoor living. The bespoke kitchen, crafted in plywood with a Fenix finish and quartz worktops, features integrated appliances and leads seamlessly to a generous larder and rear entrance.

The ground floor also offers two spacious bedrooms, including a luxurious principal suite with freestanding copper bath and en-suite shower room. The second bedroom benefits from an adjacent shower room. A cosy snug, utility room, and plant room complete the versatile ground floor accommodation.

Upstairs, a galleried landing leads to two further rooms currently used as home offices or guest bedrooms, served by a separate WC.

Outside, the home is approached via a private road leading to a large shingled parking area. A secluded side garden opens to a broad south-facing lawn dotted with specimen treesan idyllic spot to relax and unwind.

Altogether, this is a superbly executed, energy-efficient family home of exceptional quality and craftsmanship, offering a rare blend of modern luxury and sustainable living.

TENURE
Freehold

OUTGOINGS
Council Tax band currently D

SERVICES
Mains electricity water and drainage.

Viewing Arrangements - Please contact Flick & Son, Ashford House, High Street, Saxmundham, IP17 1AB for an appointment to view. Email: Tel: Ref: 20812/RDB.

Fixtures And Fittings - No fixtures, fittings, furnishings or effects save those that are specifically mentioned in these particulars are included in the sale and any item not so noted is expressly excluded. It should not be assumed that any contents, furnishings or furniture shown in the photographs (if any) are included in the sale. These particulars do not constitute any part of any offer or contract. They are issued in good faith but do not constitute representations of fact and should be independently checked by or on behalf of prospective purchasers or tenants and are furnished on the express understanding that neither the agents nor the vendor are or will become liable in respect of their contents. The vendor does not hereby make or give nor do Messrs Flick & Son nor does any Director or employee of Messrs Flick & Son have any authority to make or give any representation or warranty whatsoever, as regards the property or otherwise.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £2,594.80

Total Interest: £334,128.43

Overall Total: £934,128.43

Amortization For Monthly Payment: £2,594.80 over 30 years ( Based on 3.20% Interest )

YearInterest Principal Balance 
2025£19,023.35 £12,114.26 £587,885.74 
2026£18,629.96 £12,507.66 £575,378.08 
2027£18,223.79 £12,913.83 £562,464.25 
2028£17,804.43 £13,333.18 £549,131.07 
2029£17,371.46 £13,766.16 £535,364.91 
2030£16,924.42 £14,213.19 £521,151.71 
2031£16,462.87 £14,674.75 £506,476.97 
2032£15,986.33 £15,151.29 £491,325.68 
2033£15,494.31 £15,643.30 £475,682.38 
2034£14,986.32 £16,151.30 £459,531.08 
2035£14,461.83 £16,675.79 £442,855.29 
2036£13,920.31 £17,217.31 £425,637.98 
2037£13,361.20 £17,776.42 £407,861.57 
2038£12,783.94 £18,353.68 £389,507.89 
2039£12,187.93 £18,949.69 £370,558.20 
2040£11,572.56 £19,565.05 £350,993.15 
2041£10,937.22 £20,200.40 £330,792.76 
2042£10,281.24 £20,856.37 £309,936.38 
2043£9,603.96 £21,533.65 £288,402.73 
2044£8,904.69 £22,232.93 £266,169.80 
2045£8,182.70 £22,954.91 £243,214.89 
2046£7,437.28 £23,700.34 £219,514.55 
2047£6,667.64 £24,469.97 £195,044.58 
2048£5,873.02 £25,264.60 £169,779.98 
2049£5,052.59 £26,085.03 £143,694.96 
2050£4,205.51 £26,932.10 £116,762.86 
2051£3,330.93 £27,806.68 £88,956.17 
2052£2,427.95 £28,709.66 £60,246.51 
2053£1,495.65 £29,641.97 £30,604.55 
2054£533.07 £30,604.55 £0.00 

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 485,200

Mortgage Loan to Value

81%

Gross Yield

12%

Annual ROI

35%

Annual Rental Profit

£ 32,722

Cumulative Rental Profit

£ 327,220

Cost of Purchase

£ 35,200
  • Stamp Duty
    £ 17,500

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 15,000
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 39,278
  • Mortgage Interest
    £ 21,834

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £ 9,504
  • Letting Fee
    £ 240
  • Maintenance
    £ 7,200
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£ 669,357
  • Final Equity Profit
    £ 342,137

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £ 327,220

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£ 977,337

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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