4 bedroom detached for sale

£635,000 Guide Price

4

Bedrooms

3

Bathrooms

An imposing an particularly spacious Georgian style family home walking distance from the High Street and railway station. The market town of Saxmundham lies just off the A12 with a good range of traditional shops in its High Street centre, with further amenities within the town including both primary and free schools, library, doctors and dentists surgeries, Waitrose and Tesco supermarkets. The local railway station which lies just west of the town centre, gives hourly services to Ipswich, which has regular services to London Liverpool St.

Description - A beautifully presented Georgian-style detached family home, set within a generous south-facing plot on a sought-after development just a short walk from the town centre. Built by the highly regarded Hopkins Homes, this immaculate property combines classic architectural charm with modern efficiency, featuring gas central heating, double glazing, and a high level of insulation throughout.

Positioned on a private driveway shared with just one neighbouring property (No. 12), the home benefits from a wide private drive and a detached double garage. Adjacent to the garage is a timber-clad, insulated hobby room/storeperfect for use as a workshop, studio, or additional storage.

Inside, the accommodation is equally impressive. The welcoming entrance hall leads to a cloakroom, a spacious study ideal for home working, and a well-proportioned sitting room with an elegant recessed fireplace and wood-burning stove. Double doors open into the stunning open-plan kitchen/dining/living rooma true heart of the homeoffering a superb space for entertaining or family life. This light-filled room features two sets of French doors opening onto the patio and landscaped rear garden.
The stylish kitchen is fitted with quality units, a range cooker, and a separate utility room with direct access to the driveway and garage.

Upstairs, there are four generously sized double bedrooms, all with built-in double wardrobes. Both the principal and guest bedrooms benefit from contemporary en-suite shower rooms, while a spacious family bathroom serves the remaining bedrooms.

Externally, the beautifully landscaped south-facing garden provides a private and tranquil setting for outdoor living.

This exceptional family home must be viewed to be fully appreciatedearly viewing is highly recommended.

Accommodation - ENTRANCE PORTICO
Entrance door to:

ENTRANCE HALL
Staircase to first floor with cupboard below.

STUDY
Double glazed sash window to front elevation.

CLOAKROOM
White suite comprising hand basin and W.C.

SITTING ROOM
Double-glazed sash window to front elevation. Recessed fireplace with painted mantle and surround, wood burning stove. Double doors opening to:

KITCHEN/DINING/LIVING ROOM
Fitted with a stylish range of base and wall mounted units with work tops and integrated sink unit with mixer tap and tiled surrounds. Range cooker with cooker hood over. Double glazed window and two sets of casement doors open to the rear garden. Tiled floor.

UTILTY ROOM
Fitted base and wall cupboards, work tops with plumbing for washing machine. Tiled floor. Side entrance door opens onto the driveway.

FIRST FLOOR

LANDING
Built in Airing cupboard.

PRINCIPAL BEDROOM
Double-glazed sash window to front elevation. Built in wardrobes.

ENSUITE
White suite comprising of pedestal wash hand basin, tiled shower cubicle and low-level W.C. Double-glazed sash window to front elevation.

BEDROOM
Double-glazed window overlooking the rear garden. Built in wardrobes.

ENSUITE
White suite comprising of pedestal wash hand basin, tiled shower cubicle and low-level W.C.

BEDROOM
Double-glazed sash window to front elevation. Built in wardrobe.

BEDROOM
Double-glazed window to rear elevation. Built in wardrobe.

BATHROOM
White suite comprising of pedestal hand basin, panel bath with mixer tap, separate shower, low-level W.C. Wall tiling. Obscure double-glazed window.

Outside - Shared with no.10 a private road accessed leads to a wide driveway and DOUBLE GARAGE with twin up & over entrance doors, power points, lighting and side entrance door opening to the REAR GARDEN. A beautifully landscaped garden with split level lawns, paved pathways and patio areas ideal for alfresco dining. To the rear of the garage is a large timber clad and insulated studio/hobby room/store with windows and electric supply.

Tenure - Freehold

Outgoings - Council Tax Band currently E

Services - Mains gas, electricity, water and drainage.

Viewing Arrangements - Please contact Flick & Son, Ashford House, High Street, Saxmundham, IP17 1AB for an appointment to view. Email: Tel: Ref:20848 /RDB.

Fixtures And Fittings - No fixtures, fittings, furnishings or effects save those that are specifically mentioned in these particulars are included in the sale and any item not so noted is expressly excluded. It should not be assumed that any contents, furnishings or furniture shown in the photographs (if any) are included in the sale. These particulars do not constitute any part of any offer or contract. They are issued in good faith but do not constitute representations of fact and should be independently checked by or on behalf of prospective purchasers or tenants and are furnished on the express understanding that neither the agents nor the vendor are or will become liable in respect of their contents. The vendor does not hereby make or give nor do Messrs Flick & Son nor does any Director or employee of Messrs Flick & Son have any authority to make or give any representation or warranty whatsoever, as regards the property or otherwise.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 526575

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

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Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 15875
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 50325
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

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