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£585,000 Guide Price
Bedrooms
Bathrooms
This elegant five-bedroom Victorian detached house, full of character and period features, offers generous and versatile accommodation arranged over two floors. Set within walking distance of Saxmundham town centre and the railway station, the property combines Victorian charm with practical living spaces, making it an ideal family home. The market town of Saxmundham lies just off the A12 with a good range of traditional shops in its High Street centre, with further amenities within the town, including primary school, library, doctors and dentists surgeries, Waitrose and Tesco supermarkets. The local railway station which lies just west of the town centre, gives hourly services to Ipswich, which has regular services to London Liverpool Street.
Accommodation -
Ground Floor - The welcoming entrance hallway, with its striking mosaic tiled floor and arched doorway, immediately showcases the homes period character. From here, doors lead to the principal reception rooms, the garage, a downstairs bathroom, and a useful under-stairs cupboard. The spacious living room is light and inviting, with an original picture rail and central fireplace. Double doors open to the garden room, creating an excellent flow for entertaining.
The dining room enjoys dual aspect windows, including a sash window overlooking the garden, and connects directly to the kitchen. The kitchen itself is fitted with a range of wall and base units, built-in oven with hob and extractor, and a rear-facing sash window above the sink. From here, doors lead to the garden room, 2nd staircase, utility/study, and dining room.
The garden room is a real feature of the property - once home to a botanist prior to the current owners, it is tiled throughout, surrounded by double-glazed windows, and enjoys beautiful garden views. French doors open onto the rear garden. A versatile utility room/study offers space for white goods, a sink, and a secondary staircase that rises to two bedrooms. A door also leads directly out to the garden.
Completing the ground floor is a bathroom with shower, W.C, and basin, benefitting from natural light via twin sash windows. The property also boasts an integral garage with large electric door and overhead lighting.
First Floor - An elegant staircase rises to a bright first-floor landing, lit by a front-facing sash window. From here, doors lead to four bedrooms and the family bathroom.
The principal bedroom enjoys dual aspect windows, built-in wardrobes, and excellent proportions. A further large double bedroom to the front features a fireplace and wash basin discreetly enclosed in a cupboard. Bedroom three, with sash window to the side and original fireplace, includes a storage cupboard housing the immersion tank. This room links to bedroom four, which also benefits from access via the secondary staircase.
Bedroom four features built-in shelving and a side-facing sash window. Bedroom five, also reached from the secondary staircase, is a generous double with a rear garden outlook, radiator, and storage cupboard.
The family bathroom completes the upstairs accommodation, offering bath, W.C, basin, heated towel rail, and rear garden views.
Outside - To the front, the property is approached via a paved frontage providing off-road parking and access to the double garage. Side pathways to both sides of the house lead through to the rear garden.
The garden itself enjoys a southerly aspect, with a paved patio area ideal for outdoor dining and entertaining, leading onto a neatly kept lawn. A shed and woodstore provide useful storage, while walled boundaries offer both character and a sense of privacy.
Tenure - Freehold.
Outgoings - Council Tax Band currently E.
Services -
Viewing Arrangements - Please contact Flick & Son, Ashford House, High Street, Saxmundham, IP17 1AB for an appointment to view.
Email:
Tel: Ref: 20954/RDB.
Fixtures & Fittings - No fixtures, fittings, furnishings or effects save those that are specifically mentioned in these particulars are included in the sale and any item not so noted is expressly excluded. It should not be assumed that any contents, furnishings or furniture shown in the photographs (if any) are included in the sale. These particulars do not constitute any part of any offer or contract. They are issued in good faith but do not constitute representations of fact and should be independently checked by or on behalf of prospective purchasers or tenants and are furnished on the express understanding that neither the agents nor the vendor are or will become liable in respect of their contents. The vendor does not hereby make or give nor do Messrs Flick & Son nor does any Director or employee of Messrs Flick & Son have any authority to make or give any representation or warranty whatsoever, as regards the property or otherwise.
Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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