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£225,000
Bedrooms
DESCRIPTION
A stylish and well-presented traditional three bedroomed mid terraced property occupying a convenient location within walking distance of the town centre.
The property has gas central heating, upvc double glazed windows and the accommodation briefly comprises entrance hall, open plan sitting/dining room and kitchen to the ground floor. Two first floor double bedrooms and bathroom along with attic bedroom three.
Externally there is an enclosed rear garden with paved patio areas and lawn.
Ideally suited to first time buyers, professionals, young families or as a buy to let.
ACCOMMODATION
A recessed porch with partially glazed front entrance door opens into the
Entrance Hall with coved ceiling and doorway leading to a lobby area with staircase leading to the first floor. The lobby area opens up to the open plan sitting/dining room.
Sitting Room Area 3.60m x 3.42m (1110' x 113') having front aspect upvc double glazed window, wooden flooring, radiator, built in meter cupboard and feature cast iron fireplace with tiled hearth. A wide opening leads to the
Dining Room Area 3.92m x 4.47m (1210' x 148') overall measurements. Having quarry tiled flooring, radiator and feature fireplace with inset wood burning stove together with fitted cupboards and shelving to either side of the chimney breast. Door leading to the cellar and doorway leading into the
Kitchen 4.33m x 2.72m (143' x 811') having been cleverly designed and extended, comprising a modern range of wall and base units and drawers with worksurface and complimentary tiled splashback, Hotpoint range style cooker incorporating five ring gas hob and two electric ovens with stainless steel extractor hood above. Integrated dishwasher, space for a fridge/freezer along with space and plumbing for a washing machine. Feature painted original external brick wall incorporating a Belfast sink. The kitchen floor is partially tiled and partially exposed wooden floor boards. There are recessed ceiling spotlights, a radiator and partially double glazed rear entrance door opening onto the garden.
First Floor Landing with doors leading to the bathroom, bedrooms one and two and staircase to the second floor.
Bedroom One 4.46m x 3.58m (148' x 119') with front aspect upvc double glazed window, radiator and understairs storage cupboard.
Bedroom Two 4.14m x 2.68m (137' x 89') with rear aspect upvc double glazed window and radiator.
Family Bathroom 2.70m x 2.04m (810' x 68') comprising a P-shaped bath with mains control shower over and glazed shower screen, wash hand basin with vanity unit below, low flush wc, rear aspect upvc double glazed window and heated towel rail. Recessed ceiling spot lighting, exposed floorboards and wall mounted Worcester gas central heating boiler.
Second Floor Attic Bedroom 4.84m x 4.47m (1510' x 148') with two Velux windows, radiator and under eaves storage cupboards.
OUTSIDE
At the rear of the property there is a pleasant garden with paved patio, lawn and further covered patio at the far end of the garden. There is a brick built outside toilet and outside tap. Parking is on street.
SERVICES
It is understood that all mains services are connected.
FIXTURES & FITTINGS
Other than those fixtures and fittings specifically referred to in these sales particulars no other fixtures and fittings are included in the sale. No specific tests have been carried out on any of the fixtures and fittings at the property.
TENURE
It is understood that the property is held freehold but interested parties should verify this position with their solicitors.
COUNCIL TAX
For Council Tax purposes the property is in band B
EPC RATING D
VIEWING
Strictly by prior appointment with the sole agents Messrs Fidler-Taylor & Co on .
Ref FTA2778
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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