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£620,000 Guide Price
Bedrooms
Bathrooms
'' Guide Price 620,000 - 640,000 ''
This beautifully presented modern property is situated overlooking green space and benefits from easy access into central Chelmsford.
The property has four well proportioned bedrooms, three bathrooms including an en-suite to the principal bedroom, two reception rooms, downstairs cloakroom, an integral garage and private gardens to the rear.
An entrance door leads to the entrance hall with stairs rising to the first floor landing and doors leading to the open plan kitchen/living space which is a bright space with a double lantern light.
The kitchen comprises of work surfaces on three sides incorporating a sink inset in front of the window and an array of storage cupboards set both above and below the work surfaces creating and providing space for a number of integrated appliances including eye level ovens, fridge/freezer and ceramic hob with stainless steel extractor hood above.
The open plan living space also benefits from bi-fold doors opening out onto a landscaped garden to the rear.
The ground floor accommodation also benefits from an internal door leading through into the garage/utility area and a downstairs cloakroom.
The utility area has additional work surfaces and storage areas.
Stairs rise to the first floor landing where you will find the main reception room with Juliet balcony and sizeable windows overlooking the front aspect. Bedroom two is also located on this floor alongside the shower room which comprises a walk-in shower cubicle with glass shower screen, tiled surrounds, wash hand basin, WC and frosted window to the rear aspect.
A second flight of stairs leads to the top floor where you will find the remaining three bedrooms and family bathroom.
The principal bedroom occupies the front aspect overlooking the green space and benefits from fitted wardrobes and an en-suite with a walk-in shower, wash hand basin, WC, wall mounted heated towel rail and frosted window.
Bedrooms three and four occupy the rear overlooking the landscaped gardens and the family bathroom comprises of part tiled surrounds, a bath, wash hand basin, WC and wall mounted heated towel rail.
Outside
The property is situated in a small private development and benefits from an allocated space, driveway parking and an integral garage with landscaped gardens to the rear.
The garden to the rear has a patio area and the remainder is predominantly laid to lawn with artificial grass and raised flower and shrub borders.
Location
Chelmsford offers an extensive range of shopping and leisure facilities along with a wide variety of cafes and restaurants. For the commuter, Chelmsfords mainline station offers a frequent service to Londons Liverpool Street (approximate journey time 35 minutes).
The area provides both primary and secondary schooling along with two excellent Grammar Schools. In the private sector, New Hall School and Felsted are also within a reasonable proximity.
Directions
Please use postcode CM2 6ZN for SatNav.
Important Information
Council Tax Band F EPC Rating - B
Services - We understand that mains water, gas, drainage and electricity are connected to the property.
Tenure - Freehold
Our ref - CHE240210
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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