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£400,000 Guide Price
Bedrooms
Bathrooms
''' Guide Price 400,000 - 425,000'''
A charming Grade II listed character home in a delightful location offering good size gardens, garage and parking, attractive accommodation and being a short distance to Stanway secondary school and Tollgate shopping district.
An entrance door at the front of the property leads to an entrance porch with further door to the hallway which gives access to the ground floor cloakroom and door to the right leading to the lounge which has an open fireplace, useful storage cupboard, window to the front, wood flooring and door and staircase to the first floor. The kitchen is located to the rear of the lounge and has a range of fitted units and wooden worksurfaces, exposed beams, one and a half bowl sink with mixer taps, useful storage/pantry cupboard, door and window to the rear which is the current main entry point. There is a dining room which is located from the hallway with large window to the front, open fireplace with alcove shelving. An inner lobby from the hallway gives access to the ground floor bathroom which is fitted with a modern suite comprising shaped bath with shower over, hand basin with mixer taps.
Steps lead down to a lower ground floor from the inner lobby where the further reception room or bedroom three can be found with cupboard housing gas central heating boiler (not tested) and two windows to the rear with wooden flooring.
Stairs lead to the first floor and take you to a landing bedroom with further door to a bedroom to the front which is a good double size and storage cupboard.
Outside
To the front of the property there is a shingle driveway providing off street parking comfortably for three cars leading to detached timber garage with twin doors to the front. A gated picket fence leads to the large garden with winding pathway with the garden being mainly lawned with trees, shrubs and hedges. There is a courtyard area to the rear with useful utility room/storage area with power and water connected with plumbing for a washing machine.
Location
The property is situated in this delightful location of Stanway Green which is a short distance to Tollgate and Stane Park shopping and retail parks offering a varied range of shopping facilities via national outlet stores. Stanway second school is within walking distance as is the nearby primary schools. The A12 can be accessed London bound for the M25, A120 for London Stansted Airport and the nearby station at Marks Tey offers services to London Liverpool Street.
Directions
Please use the postcode CO3 0QZ for SatNav.
Important Information
Council Tax Band - C
Services - We understand that mains water, drainage, gas and electricity are connected to the property.
Tenure - Freehold
EPC exempt
Ref - TOL240168/PRC
Agents note
The property is partially timber framed.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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