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£230,000
Bedrooms
Bathrooms
DONT JUDGE A BOOK BY ITS COVER!
This property has been improved to a high standard and must be viewed internally to be fully appreciated. The centrally heated and double glazed accommodation briefly comprises:- Hall, Laundry Room off, Superb Open-Plan Living and Fitted Kitchen Room, Spacious Boarded Loft Area, Three Bedrooms, Re-fitted and Enlarged Bathroom with Separate Shower Cubicle and Gardens including Off Road Car Parking Facility.
DONT JUDGE A BOOK BY ITS COVER!
This property has been improved to a high standard and must be viewed internally to be fully appreciated. The centrally heated and double glazed accommodation briefly comprises:- Hall, Laundry Room off, Superb Open-Plan Living and Fitted Kitchen Room, Spacious Boarded Loft Area, Three Bedrooms, Re-fitted and Enlarged Bathroom with Separate Shower Cubicle and Gardens including Off Road Car Parking Facility.
Ground Floor -
Canopy Porch Entrance -
Hall - Laminate floor covering, central heating radiator, stairs leading off.
Laundry Room - 2.44m 3.35m x 1.22m 1.83m (8 11' x 4 6') - Double glazed window to fore, low flush w.c., laminate floor covering, matching fitted base and wall units, single drainer sink, plumbing for domestic appliances, work surface, central heating radiator.
Open-Plan Living & Kitchen Areas - 6.40m 1.52m max x 6.40m 0.30m max (21 5' max x 21 - Fitted Kitchen - Array of fitted base and wall units, ample worksurfaces and breakfast bar, 1 1/4 bowl single drainer sink, built-in double oven and ceramic hob unit with modern foldaway cooker hood air extractor fan above, double glazed window, laminate floor covering, vertical central heating radiator, understairs storage cupboards, sunken spot light fittings to ceiling.
Living Area - Double glazed patio doors to rear garden, laminate floor covering, 2 vertical central heating radiators.
First Floor -
Landing - Access to spacious and boarded loft area with pull-down ladder and light.
Bedroom 1 - 3.35m 0.00m x 2.74m 3.05m (11 0' x 9 10') - Double glazed window to fore, fitted and built-in wardrobes, dressing table with drawers beneath, central heating radiator, laminate floor covering.
Bedroom 2 - 3.66m 0.61m x 2.13m 2.74m (12 2' x 7 9') - Double glazed window to rear, built-in wardrobes, central heating radiator.
Bedroom 3 - 2.74m 3.35m x 1.83m 3.05m (9 11' x 6 10') - Double glazed window to rear, central heating radiator, laminate floor covering.
Re-Fitted & Enlarged Bathroom - Majority tiling to walls, panelled bath, wash hand basin set in vanity unit with store cupboards beneath, low flush w.c., double glazed windows, chrome central heating radiator, separate shower cubicle with rainfall shower head and glazed screens, sunken spot light fittings to ceiling, cupboard housing Baxi gas fired central heating boiler.
Outside -
Gardens - To the fore is a lawn and driveway providing off road car parking facility.
The enclosed rear garden has timber decking, lawn and screen fencing.
Additional Information - Tenure - We understand that the property is Freehold, however we would advise interested parties to have this information verified by a Legal Representative.
Council Tax - -Band B - Solihull Metropolitan Borough Council.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £994.67
Total Interest: £128,082.56
Overall Total: £358,082.56
Amortization For Monthly Payment: £994.67 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £7,292.28 | £4,643.80 | £225,356.20 |
| 2026 | £7,141.48 | £4,794.60 | £220,561.60 |
| 2027 | £6,985.79 | £4,950.30 | £215,611.30 |
| 2028 | £6,825.03 | £5,111.05 | £210,500.24 |
| 2029 | £6,659.06 | £5,277.03 | £205,223.22 |
| 2030 | £6,487.69 | £5,448.39 | £199,774.82 |
| 2031 | £6,310.77 | £5,625.32 | £194,149.50 |
| 2032 | £6,128.09 | £5,807.99 | £188,341.51 |
| 2033 | £5,939.49 | £5,996.60 | £182,344.91 |
| 2034 | £5,744.75 | £6,191.33 | £176,153.58 |
| 2035 | £5,543.70 | £6,392.38 | £169,761.20 |
| 2036 | £5,336.12 | £6,599.97 | £163,161.23 |
| 2037 | £5,121.79 | £6,814.29 | £156,346.93 |
| 2038 | £4,900.51 | £7,035.58 | £149,311.36 |
| 2039 | £4,672.04 | £7,264.05 | £142,047.31 |
| 2040 | £4,436.15 | £7,499.94 | £134,547.38 |
| 2041 | £4,192.60 | £7,743.49 | £126,803.89 |
| 2042 | £3,941.14 | £7,994.94 | £118,808.95 |
| 2043 | £3,681.52 | £8,254.57 | £110,554.38 |
| 2044 | £3,413.46 | £8,522.62 | £102,031.76 |
| 2045 | £3,136.70 | £8,799.38 | £93,232.37 |
| 2046 | £2,850.96 | £9,085.13 | £84,147.24 |
| 2047 | £2,555.93 | £9,380.16 | £74,767.09 |
| 2048 | £2,251.32 | £9,684.76 | £65,082.33 |
| 2049 | £1,936.82 | £9,999.26 | £55,083.07 |
| 2050 | £1,612.11 | £10,323.97 | £44,759.09 |
| 2051 | £1,276.86 | £10,659.23 | £34,099.87 |
| 2052 | £930.71 | £11,005.37 | £23,094.50 |
| 2053 | £573.33 | £11,362.75 | £11,731.74 |
| 2054 | £204.34 | £11,731.74 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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Sun Jul 06 2025
All confirmed! We look forward to speaking with you.
Sun Jul 06 2025
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