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£345,000
Bedrooms
Attractive Freehold central heated, double glazed, Three bedroomed Detached residence, situated in a pleasant cul-de-sac location. Multiple car parking facility to fore, enclosed porch entrance, Hall, Lounge, spacious fitted kitchen/Diner (including integrated appliances), Utility with downstairs shower room off, Domed rear conservatory, side garage, large rear garden, Internal viewing strongly recommended.
Attractive Freehold centrally heated and double glazed, Three Bedroomed Detached residence, situated in a pleasant cul-de-sac location. Multiple Car Parking Facility to fore, Enclosed Porch Entrance, Hall, Lounge, spacious fitted Kitchen/Diner (including integrated appliances), Utility with Downstairs Shower Room off, Domed Rear Conservatory, Side Garage and large rear garden.
Internal viewing strongly recommended.
Ground Floor -
Enclosed Porch Entrance - Double glazed entrance door and side double glazed window panels, wood effect laminate flooring.
Hallway - Wood effect laminate flooring, central heating radiator, stairs with side handrails leading off to the First Floor.
Lounge - 4.22m x 3.91m (1310' x 1210') - Double glazed bow window to fore, 2 central heating radiators, Adam style fireplace with modern electric fire inset, double opening doors to :-
Spacious Fitted Kitchen/Diner - 3.94m x 3.30m (1211' x 1010') - Grey wood effect laminate flooring, array of matching, fitted base and wall units, ample work surfaces, single drainer sink inset, built-in oven with roll top door, 5 ring gas hob unit with cooker hood air extractor fan above, complimentary tiled splashbacks, double glazed window, sunken spot light fittings to ceiling, door to Utility, double glazed patio doors to :-
Domed Rear Conservatory - 3.94m x 2.82m (1211' x 93') - Double glazed windows and double glazed doors to rear garden.
Utility Room - Grey wood effect laminate flooring, central heating radiator, double glazed window, Worcester combination gas fired central heating boiler, plumbing for domestic appliance, double glazed door to rear garden. Doors to side garage and door to:-
Downstairs Shower Room - 2.29m x 1.27m (76' x 42') - Tiled floor covering, partially tiled walls, central heating radiator. 2nd low flush W.C., shower cubicle with glazed screens and shower fitment with two heads.
First Floor -
Landing - Side double glazed window, linen cupboard, loft access.
Bedroom 1 - 4.83m x 3.91m (1510' x 1210') - 2 double glazed windows to fore, grey wood effect flooring, central heating radiator, built-in wardrobes.
Bedroom 2 - 2.74m x 2.79m (90' x 92') - Double glazed window to rear, central heating radiator.
Bedroom 3 - 2.69m x 2.03m (810' x 68') - Double glazed window to rear, central heating radiator.
Family Bathroom - 1.96m x 1.88m (65' x 62') - Fully tiled walls, panelled bath with mixer tap shower attachment, wash hand basin, low flush W.C., chrome central heating radiator, double glazed window, sunken spotlight fittings to ceiling.
Outside -
Side Garage -
Good Size Gardens - To the front and rear, the former having lawn and block paving providing a multiple car parking facility.
Gated side access leads to the rear garden with paved patio, extensive lawn, flower and shrub bed, screen fencing and potential to side of property for extension/s (subject to the usual planning consent).
Additional Information - Tenure - We understand that the property is Freehold, however we would recommend interested parties to have this information verified with a Legal Representative.
Council Tax - Band D - Birmingham City Council.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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