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£725,000
Bedrooms
Situated within this exclusive development, this contemporary detached four double bedroomed residence has accommodation arranged over three levels and has been finished to a high specification. A convenient level walk into the picturesque village of Portreath with its sandy beach and harbour.
DESCRIPTION
Offered to the market with No Onward Chain.
Situated within this exclusive development, this contemporary detached home has accommodation arranged over three levels and has been finished to a high specification. The entrance hallway provides access to the fitted kitchen which is fitted with a range of gloss base and wall units, granite worktop with inset sink unit, integrated electric hob with hood above and double oven, dishwasher, fridge freezer and access through to the dining area with doors opening out to the garden, also situated to the grand floor is the utility room, cloak room and integral door to the garage. The wooden staircase rises to the first floor with access to the living room with balcony with village views, there is also a most useful snug which one could use as a home office. Also located on the first floor is a double bedroom with en-suite shower room. The second floor boasts a generous master bedroom with en-suite shower room, well appointed family bathroom and two further bedrooms both with built in wardrobes. Externally the sunny gardens are predominantly laid to lawn with mixture of shrubs and trees, paved seating area, and to the rear is a paved area and timber shed. To the front of the garage there is paved parking for two vehicles. The development also has the benefit of an additional green area opposite the property which is for residents only.
LOCATION
The picturesque harbour of Portreath offers a wonderful sandy beach for families and water sports enthusiasts. The village has a range of shops, cafes, pubs, church, primary school, pre-school, and a restaurant.
ENTRANCE HALLWAY
5.99m x 1.32m
KITCHEN
2.34m x 3.64m
DINING ROOM
2.64m x 5.07m
UTILITY ROOM
2.63m x 1.64m
CLOAKROOM
2.62m x 0.89m
FIRST FLOOR LANDING
LIVING ROOM
4.50m x 3.82m
+ 79' 2.37 x 1310' 4.22
SNUG
2.74m x 3.20m
BEDROOM
2.72m x 3.91m
EN SUITE SHOWER ROOM
2.80m x 1.26m
SECOND FLOOR
MASTER BEDROOM
4.03m x 4.56m
EN SUITE SHOWER ROOM
2.34m x 1.94m
FAMILY BATHROOM
2.42m x 1.83m
BEDROOM
2.86m x 2.76m
BEDROOM
2.75m x 4.08m
GARAGE
5.85m x 2.67m
AGENTS NOTE
Council Tax Band F
Mains Water
Tenure - Freehold
Broadband : Standard or Ultrafast - 8mbps to 49mbps download speeds (Source : checker.ofcom.org.uk)
Consumer Protection from Unfair Trading Regulations 2008.
The Agent has not tested any apparatus, equipment, fixtures and fittings or services and so cannot verify that they are in working order or fit for the purpose. A Buyer is advised to obtain verification from their Solicitor or Surveyor. References to the Tenure of a Property are based on information supplied by the Seller. Measurements are a guide only. The Agent has not had sight of the title documents. A Buyer is advised to obtain verification from their Solicitor. Items shown in photographs are NOT included unless specifically mentioned within the sales particulars. They may however be available by separate negotiation. Buyers must check the availability of any property and make an appointment to view before embarking on any journey to see a property.
ANTI-MONEY LAUNDERING REGULATIONS - Purchasers
It is a legal requirement that we receive verified identification from all buyers before a sale can be instructed. We ask for your cooperation on this matter to ensure there is no unnecessary delay in agreeing a sale. We will inform you of the process once your offer has been accepted.
PROOF OF FINANCE - Purchasers
Before agreeing a sale, we will require proof of your financial ability to purchase. Again, we ask for your cooperation on this matter to avoid any unnecessary delays in agreeing a sale and we will inform you of what we require prior to agreeing a sale.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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