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£450,000
Bedrooms
Description
Situated within this quiet cul de sac which is conveniently located for Truro City Centre and Bosvigo Primary school, this deceptive four bedroomed residence is beautifully presented and has been extended by the vendors and now boasts spacious accommodation throughout, double glazing and gas fired central heating. The accommodation comprises: Entrance porch, ground floor double bedroom, living room with feature fire place, patio doors to the front elevation, open access into the dining area with French doors and views of the beautiful rear garden. Also situated on the ground floor is the utility room with wooden worktop, Belfast sink unit and plumbing for a washing machine. The spacious bathroom is fully tiled with a modern white suite, shower over the bath and heated towel rail. The ground floor accommodation is completed by the fitted kitchen with its extensive range of grey fronted base and wall units, with integrated Gas hob with hood above, electric oven and microwave, dishwasher and wall mounted gas boiler. To the first floor are three double bedrooms and a shower room. Externally the property has a generous brick paved parking area for a number of vehicles. The south facing rear garden has paved seating areas, lawn, flowerbeds, mature shrubs and trees and a timber shed.
Location
The popular area of Redannick is only a short distance from Bosvigo Primary School and the centre of Truro which offers a wide range of shopping and schooling facilities with a range of restaurants and bars and also a mainline railway station connecting to London Paddington.
Entrance Porch - 2.24m x 2.06m (74' x 69')
Living Room - 5.77m x 3.94m (1811' x 1211')
Dining Room - 4.72m x 3.02m (156' x 911')
Kitchen - 4.04m x 2.67m (133' x 89')
Bedroom - 4.06m x 4.04m (134' x 133')
Bathroom - 2.31m x 2.16m (77' x 71')
Utility Room - 2.57m x 2.44m (85' x 80')
Landing
Bedroom - 4.01m x 3.25m (132' x 108')
Bedroom - 3.15m x 2.9m (104' x 96')
Bedroom - 4.83m x 2.92m (1510' x 97')
Outside
Agents Information
Tenure: Freehold
Council Tax Band: D
EPC: D
Broadband : Standard or Superfast - 18mbps to 80mbps download speeds (Source OFCOM :
Mobile Availability - Source OFCOM - Prediction, not a guarantee - O2, EE, Three & Vodafone (LINK : )
Consumer Protection from Unfair Trading Regulations 2008.
The Agent has not tested any apparatus, equipment, fixtures and fittings or services and so cannot verify that they are in working order or fit for the purpose. A Buyer is advised to obtain verification from their Solicitor or Surveyor. References to the Tenure of a Property are based on information supplied by the Seller. Measurements are a guide only. The Agent has not had sight of the title documents. A Buyer is advised to obtain verification from their Solicitor. Items shown in photographs are NOT included unless specifically mentioned within the sales particulars. They may however be available by separate negotiation. Buyers must check the availability of any property and make an appointment to view before embarking on any journey to see a property.
ANTI-MONEY LAUNDERING REGULATIONS - Purchasers
It is a legal requirement that we receive verified identification from all buyers before a sale can be instructed. We ask for your cooperation on this matter to ensure there is no unnecessary delay in agreeing a sale. We will inform you of the process once your offer has been accepted.
PROOF OF FINANCE - Purchasers
Before agreeing a sale, we will require proof of your financial ability to purchase. Again, we ask for your cooperation on this matter to avoid any unnecessary delays in agreeing a sale and we will inform you of what we require prior to agreeing a sale.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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