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£1,100,000
Bedrooms
Bathrooms
Four Winds is an exceptionally attractive detached residence, situated on a plot measuring in excess of half-an-acre and located in the village of Bramling, approximately four miles to the east of the city of Canterbury. The original property dates from 1937 and has been significantly extended and improved by its current owners to provide 3700sqft of immaculately presented accommodation including a self-contained one bedroom annex. Approached via electric gates and a gravel driveway, the house is extremely handsome and has a lovely symmetry to the front elevation. The accommodation, which is arranged over three floors, is spacious, light and offers wonderful views over the gardens and adjacent farmland. The ground floor offers a large entrance hallway, a principal reception room, a utility room, downstairs cloakroom/WC and a wonderful kitchen/dining space with vaulted ceiling, two sets of patio doors and stairs up to a fantastic triple aspect family room. The first floor comprises two bedrooms - the principal having a range of fitted wardrobes, a dressing area and ensuite shower room - and a family bathroom with free-standing bath and separate shower enclosure. The second floor has two further bedrooms, each with fitted storage and an additional shower room. To the side of the main house is a self-contained annex comprising, on the ground floor, a superb open plan living/dining/kitchen space, cloakroom/WC and conservatory overlooking the garden, whereas upstairs has a double bedroom, storage cupboard and ensuite shower room. Externally, the house is set back from the road by a front garden and is well-screened by hedging and mature trees. A double garage provides parking in addition to space for several cars on the gravel driveway. Accessed from the kitchen of the annex and to the side of the property is an area of garden laid to gravel and decking. To the rear, a beautiful sandstone patio spans the entire width of the property with attractive gabion walls defining areas for seating, relaxation and al fresco cooking and dining. Steps lead down to an expanse of lawn bordered by mature shrubs and trees and a range of useful sheds. The property is on all mains services and its location is within walking distance of The Haywain public house and surrounding villages including Littlebourne - with its well-stocked convenience store - Ickham, Wickhambreaux and Wingham with further amenities including dentist surgery, public houses and shops.
Council Tax band F
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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