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£900,000
Bedrooms
Bathrooms
A beautifully appointed four bedroom detached family home, located in the highly sought-after village of Ickham some four miles to the east of Canterbury. Built approximately 30 years ago with elevations of attractive weathered brick under a tiled roof, the property occupies a generous plot on a peaceful lane with views over fields and orchards to the front and rear. The accommodation is well designed and is entered via a light and spacious hall with stairs to the first floor and double doors opening into a dual-aspect living room with French doors to the garden. From the hall, a second reception room makes an ideal home office and there is also a downstairs cloakroom/WC. At the rear of the house is a wonderful triple aspect kitchen/dining room which affords lovely views of the garden and has plenty of space for seating and dining. The kitchen has an extensive range of quality units topped with Corian work surfaces and with integrated appliances, space for an extra width fridge/freezer, sink with waste disposal and Quooker tap. From the kitchen, a door gives access to a useful pantry from which, in turn, one can access the garage. Ascending the stairs to the first floor landing, a pretty arched window provides views of the garden and fields beyond. There is a family bathroom and four double bedrooms, each with fitted wardrobes and the master bedroom benefits from an ensuite shower room. The rear garden is divided into an area of patio, with a beautiful Robinia providing dappled shade in the afternoon, and an expanse of lawn bordered by mature shrubs and trees. To the front, the driveway offers parking for four cars in addition to the integral garage.
The property lies within the Conservation Area of this picturesque and sought after-village which boasts the Duke William pub, an active church, village hall, the Tor Spa, livery stables and an equestrian centre. In addition, the nearby village of Wickhambreaux retains a Church of England Primary School (rated Outstanding by Ofsted), pub and church. Littlebourne and Wingham both offer further local amenities including shops, doctors surgeries, pubs and a garage. Further services are available in the historic Cinque Port of Sandwich whilst the Cathedral city of Canterbury offers a variety of cultural (Marlowe & Gulbenkian theatres), educational (Kings School, St Edmunds, Simon Langton Grammar Schools), colleges, universities, together with a hospital and extensive shopping centre and other amenities. Ickham is served 3 times daily by a local bus service, whilst from Canterbury East and West mainline stations there are connections to the high-speed train service at Ashford, the travel time to Londons St Pancras being just 56 minutes. The A2 at Bridge facilitates rapid access to the M2 motorway at Boughton, and also to Dover and the cross channel ferry services with the Eurostar Terminal at Cheriton a little further beyond. The area is well known for its several famous golf links courses, including Royal St Georges and Princes at Sandwich and Royal Cinque Ports at Deal. Other sporting and recreational pursuits include walks along the extensive local footpaths and bridleways, hockey at Polo Farm, first class cricket at Canterbury and sailing along the coast.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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