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£750,000
Bedrooms
Bathrooms
' CHAIN FREE ' Unique cul-de-sac home with beautiful gardens & WOW FEATURES ' Family size accommodation c.2100 sq ft ' 4 DOUBLE Bedrooms, 2 ENSUITES ' 25 x 16 Kitchen/Family Room with ISLAND & LANTERN SKYLIGHT ' Magnificent VAULTED MASTER! ' Double Carport & Garage ' See WALK-THROUGH VIDEO here....
A truly rare opportunity to acquire this fine family home with beautiful gardens and striking features. Originally a one-off design at the end of this small cul-de-sac, it has been further extended and upgraded into a home of magnificent proportion.
LOCATION
A short cul-de-sac of just 13 homes close to the middle of the village & within minutes walk of local shopping and Lower School and just over a mile walk or drive to Arleseys mainline station direct into London St Pancras
ACCOMMODATION
An ideal four double bedroom home for the growing family including a triple aspect Living Room with fireplace, separate Study, magnificent Kitchen/Dining/Family Room with central kitchen island and Dining/Family space with a dramatic lantern skylight and French doors out to the garden. In the process of creating the large Kitchen/Family Room, all new kitchen fittings were installed with granite counter tops including the large island with inset sink and integrated dishwasher, and a double size 3 compartment range with five burners and hotplate. Laundry is taken care of in the separate Utility Room. Upstairs a grand new Master Suite featuring an amazing 4.3m vaulted bedroom with matching walk-in wardrobes and a roomy ensuite including a twin sink vanity, double-ended bath and separate shower. The second double bedroom is also Ensuite along with two further double bedrooms and another bath/shower room. Theres other useful rooms including a guest cloakroom/WC and separate Utility Room off the Kitchen.
HIGH POINTS
With so much on offer theres many desirable features but the top three have to be THE GARDEN, THE HUGE KITCHEN and the 'WOW' VAULTED MASTER SUITE.
PRESENTATION
With all the extension work and Kitchen re-fit, much of the home has been re-decorated and represents a move-in-ready opportunity.
PLOT
This home had one of the most generous plots on the cul-de-sac and the garden, which extends around the rear with a large area to the side, faces predominantly west. The garden has well-established perimeters and offers an excellent degree of privacy. To the front, a five bar gate leads to the double-width Carport which in turn leads to the one-and-a-half size Garage. There are visitor bays on the cul-de-sac for additional parking.
Arlesey mainline station (direct London St Pancras from 39 mins) 1.3 miles
Nearest local shop 0.3 miles about 6-7 mins walk
Nearest pub The White Horse (thatched with large garden) 0.5 miles about 10 mins walk
A1(M) J10 3.5 miles 7 mins drive
Letchworth Garden City centre (and alternative train to Kings Cross) 3.5 miles
Hitchin centre 4.9 miles
Council tax band F
Arlesey is a large, growing village just North of the Beds/Herts border, surrounded by countryside yet within easy reach of the A507 and A1(M). The village offers a range of local shopping, pubs and food outlets and significantly a Mainline Railway station with direct travel to London St. Pancras in under 40 minutes. Dating back as long as the 1086 Domesday Book, there is a broad range of home styles and building eras - something for everyone! Gothic Mede Academy provides Primary education in the middle of the village, with numerous Secondary options including Etonbury Academy on the Arlesey/Stotfold border. Further facilities and shopping are available within a few miles in the larger towns of Letchworth Garden City and Hitchin to the South.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £3,243.50
Total Interest: £417,660.54
Overall Total: £1,167,660.54
Amortization For Monthly Payment: £3,243.50 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £23,779.19 | £15,142.83 | £734,857.17 |
| 2026 | £23,287.45 | £15,634.57 | £719,222.60 |
| 2027 | £22,779.74 | £16,142.28 | £703,080.31 |
| 2028 | £22,255.54 | £16,666.48 | £686,413.84 |
| 2029 | £21,714.32 | £17,207.70 | £669,206.14 |
| 2030 | £21,155.52 | £17,766.49 | £651,439.64 |
| 2031 | £20,578.58 | £18,343.43 | £633,096.21 |
| 2032 | £19,982.91 | £18,939.11 | £614,157.10 |
| 2033 | £19,367.89 | £19,554.13 | £594,602.97 |
| 2034 | £18,732.90 | £20,189.12 | £574,413.85 |
| 2035 | £18,077.28 | £20,844.73 | £553,569.11 |
| 2036 | £17,400.38 | £21,521.64 | £532,047.48 |
| 2037 | £16,701.50 | £22,220.52 | £509,826.96 |
| 2038 | £15,979.92 | £22,942.10 | £486,884.86 |
| 2039 | £15,234.91 | £23,687.11 | £463,197.75 |
| 2040 | £14,465.71 | £24,456.31 | £438,741.44 |
| 2041 | £13,671.52 | £25,250.50 | £413,490.95 |
| 2042 | £12,851.55 | £26,070.47 | £387,420.48 |
| 2043 | £12,004.95 | £26,917.07 | £360,503.41 |
| 2044 | £11,130.86 | £27,791.16 | £332,712.25 |
| 2045 | £10,228.38 | £28,693.64 | £304,018.61 |
| 2046 | £9,296.60 | £29,625.42 | £274,393.19 |
| 2047 | £8,334.55 | £30,587.46 | £243,805.73 |
| 2048 | £7,341.27 | £31,580.75 | £212,224.98 |
| 2049 | £6,315.73 | £32,606.28 | £179,618.69 |
| 2050 | £5,256.89 | £33,665.13 | £145,953.57 |
| 2051 | £4,163.67 | £34,758.35 | £111,195.22 |
| 2052 | £3,034.94 | £35,887.08 | £75,308.14 |
| 2053 | £1,869.56 | £37,052.46 | £38,255.68 |
| 2054 | £666.34 | £38,255.68 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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