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£1,150,000 Guide Price
Bedrooms
Bathrooms
A rare opportunity to acquire a beautifully presented and fantastically versatile property set within SIX ACRES of grounds. The property has amazing potential for anyone looking for an EQUESTRIAN PROPERTY, MULTI GENERATIONAL LIVING or GENERATING RENTAL INCOME.
The charming property is made up of a main house which is currently split into a 2 bedroom house with adjoining 2 bedroom annexe which could easily be combined again to make a flexible and large 4/5 bedroom property for anyone who required it. The current layout comprises a light and airy vestibule, a ground floor shower room, a dining room overlooking the beautiful and sunny courtyard and garden area, a modern kitchen with peninsula, a dual aspect living room with two wood burning stoves, an office space and a utility room. On the first floor there are two good sized double bedrooms with built in wardrobes and a family bathroom with the primary bedroom having a lovely terraced area with wonderful rural views across the land and countryside.
The adjoining annexe area is made up of a further kitchen/breakfast room, living area, hallway, double bedroom and en-suite shower room. This could easily be reincorporated into the main house should any buyer want or need to do so.
There are two magnificent additional dwellings that the current owner uses as successful holiday letting properties. The first is a detached, single story property comprising an open plan living/kitchen/dining room and two double bedrooms each with its own en-suite shower room.
The second is adjoined to the main residence and consists of an open plan living/dining area, an attractive kitchen/breakfast room and two double bedrooms which both enjoy their own en-suite shower room.
There is an array of outbuildings which includes 2 garages, a workshop, a store and an external boiler room.
The propertys amenities, include oil fired central heating, heat exchange for hot water, double glazing and an electric car charging point. Access is via the U-shaped driveway with two accesses to the road and there is parking for multiple vehicles.
The magnificent grounds total approximately six acres of well maintained and usable land that lends itself to a variety of opportunities including keeping horses and animals or use as a smallholding.
Location
Nestled in a quiet and semi-rural location and enjoying far reaching countryside views whilst still being conveniently located for access to the nearby Redruth Train Station (approx. 2 miles away) with links through to London Paddington and the A30 (approx. 3 miles away).
The nearest Primary School is only 1 mile away with the nearest secondary school just under 3 miles away.
Information
Tenure: Freehold
Services: Electricity, Water, Private Drainage, Oil heating, Electric Car charging point.
Council tax band: E
EPC: Mynheer Farm; D60 Bowji: C69 The Barn: C78
Broadband: Ultrafast Available (Offcom Checker)
Mobile Coverage: EE Three 02 and Vodaphone (Offcom checker)
CONSUMER PROTECTION FROM UNFAIR TRADING REGULATIONS 2008.
It should not be assumed that the property has all necessary planning,
building regulation or other consents. Purchasers must satisfy
themselves by inspection or otherwise and check any covenants
immediately with their solicitor.
The Agent has not tested any apparatus, equipment, fixtures and
fittings or services and so cannot verify that they are in working order
or fit for the purpose. A Buyer is advised to obtain verification from
their Solicitor or Surveyor. Measurements are a guide only. The Agent
has not had sight of the title documents. Items shown in photographs
are NOT included unless specifically mentioned within the sales
particulars. They may however be available by separate negotiation.
Buyers must check the availability of any property and make an
appointment to view before embarking on any journey to see a
property.
ANTI-MONEY LAUNDERING REGULATIONS - Purchasers
It is a legal requirement that we receive verified identification from all
buyers before a sale can be instructed. We ask for your cooperation
on this matter to ensure there is no unnecessary delay in agreeing a
sale. We will inform you of the process once your offer has been
accepted.
PROOF OF FINANCE - Purchasers
Before agreeing a sale, we will require proof of your financial ability to
purchase. Again, we ask for your cooperation on this matter to avoid
any unnecessary delays in agreeing a sale and we will inform you of
what we require prior to agreeing a sale
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £4,973.37
Total Interest: £640,412.82
Overall Total: £1,790,412.82
Amortization For Monthly Payment: £4,973.37 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £36,461.42 | £23,219.01 | £1,126,780.99 |
| 2026 | £35,707.42 | £23,973.01 | £1,102,807.98 |
| 2027 | £34,928.93 | £24,751.50 | £1,078,056.48 |
| 2028 | £34,125.16 | £25,555.27 | £1,052,501.21 |
| 2029 | £33,295.29 | £26,385.14 | £1,026,116.08 |
| 2030 | £32,438.47 | £27,241.96 | £998,874.12 |
| 2031 | £31,553.83 | £28,126.60 | £970,747.52 |
| 2032 | £30,640.46 | £29,039.97 | £941,707.55 |
| 2033 | £29,697.43 | £29,982.100 | £911,724.55 |
| 2034 | £28,723.77 | £30,956.65 | £880,767.90 |
| 2035 | £27,718.50 | £31,961.92 | £848,805.98 |
| 2036 | £26,680.59 | £32,999.84 | £815,806.13 |
| 2037 | £25,608.96 | £34,071.46 | £781,734.67 |
| 2038 | £24,502.54 | £35,177.88 | £746,556.79 |
| 2039 | £23,360.19 | £36,320.23 | £710,236.56 |
| 2040 | £22,180.75 | £37,499.68 | £672,736.88 |
| 2041 | £20,963.00 | £38,717.43 | £634,019.45 |
| 2042 | £19,705.71 | £39,974.72 | £594,044.73 |
| 2043 | £18,407.59 | £41,272.84 | £552,771.89 |
| 2044 | £17,067.31 | £42,613.11 | £510,158.78 |
| 2045 | £15,683.52 | £43,996.91 | £466,161.87 |
| 2046 | £14,254.78 | £45,425.65 | £420,736.22 |
| 2047 | £12,779.65 | £46,900.78 | £373,835.45 |
| 2048 | £11,256.62 | £48,423.81 | £325,411.64 |
| 2049 | £9,684.12 | £49,996.30 | £275,415.33 |
| 2050 | £8,060.57 | £51,619.86 | £223,795.47 |
| 2051 | £6,384.29 | £53,296.14 | £170,499.33 |
| 2052 | £4,653.57 | £55,026.85 | £115,472.48 |
| 2053 | £2,866.66 | £56,813.77 | £58,658.71 |
| 2054 | £1,021.72 | £58,658.71 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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Tue Apr 29 2025
All confirmed! We look forward to speaking with you.
Tue Apr 29 2025
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