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£223,950 Guide Price
Bedrooms
Bathrooms
Found in the conveniently positioned Harbour Court, this first floor apartment offers well cared for one-bedroom accommodation. Harbour Court is a well-presented building which boasts private communal garden areas and parking to the rear, for residents.
Available with no onward chain, this property is accessed via a communal entrance hallway. The property comprises one double bedroom, kitchen, bathroom and a living / dining room. The kitchen provides a range of base, wall and drawer units with further space for appliances and a free-standing oven/hob. The bathroom has a shower over bath, hand wash basin and WC.
Harbour Court is in the heart of Portreath, therefore only a short walk away from the popular beach and village amenities. This property would suit a wide variety of buyers and viewings are highly recommended.
The external areas are well maintained and provide ample outside space for residents with well planted areas, this is additional to designated drying areas. There is also a generous parking area where owners have unallocated parking for one vehicle, leaving a number of spaces for visitors.
Information
Tenure : Leasehold
Charges as always, we recommend buyers verify these with their solicitor upon commencement of a sale:
Maintenance Charge: 185.00 Per month.
Years Left: 964
Broadband : Standard OR Superfast 15mbps to 80mbps download speeds (Source OFCOM LINK : )
Mobile Availability - Source OFCOM - Prediction, not a guarantee Indoor limited / likely, Outdoor Likely (LINK : )
Council Tax B
We understand the property has mains water supply and mains drainage. There is also electric heating.
Consumer Protection from Unfair Trading Regulations 2008.
WE STRONGLY advise all parties to confirm and check title documents, build warranties, services / utilities and any covenants which may or may not apply, immediately after agreeing a purchase. Our adverts do not form part of a contract and must NOT be relied upon. All buyers MUST also VERIFY the Council Tax band and broadband speeds to satisfy themselves rather than rely on our information which is subject to change.
Goundrys have not tested any apparatus, equipment, fixtures and fittings or services and so cannot verify that they are in working order or fit for the purpose. A Buyer is advised to obtain verification from their Solicitor or Surveyor. Measurements are a GUIDE ONLY. Items shown in photographs are NOT included unless specifically mentioned within the sales particulars. They may however be available by separate negotiation. Buyers must check the availability of any property and make an appointment to view before embarking on any journey to see a property.
ANTI-MONEY LAUNDERING REGULATIONS - Purchasers
It is a legal requirement that we receive verified identification from all buyers before a sale can be instructed. We ask for your cooperation on this matter to ensure there is no unnecessary delay in agreeing a sale. We will inform you of the process once your offer has been accepted.
PROOF OF FINANCE - Purchasers
Before agreeing a sale, we will require proof of your financial ability to purchase. Again, we ask for your cooperation on this matter to avoid any unnecessary delays in agreeing a sale and we will inform you of what we require prior to agreeing a sale.
Bedroom - 4.23m x 2.7m (1310' x 810')
Kitchen - 3.19m x 2.34m (105' x 78')
Bathroom - 1.96m x 1.79m (65' x 510')
Living Room - 3.25m x 5.11m (107' x 169')
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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