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£875,000 Guide Price
Bedrooms
Bathrooms
Offered with no onward chain and found within Blue Hills, St Agnes, this detached residence was constructed in 2016 and offers generous four-bedroomed accommodation. From the first floor, far reaching views can be enjoyed encompassing the rolling countryside and the sea.
Externally, the property also boasts an enclosed rear garden - which is predominantly laid to lawn, a courtyard style garden to the front and driveway parking.
As mentioned, the living space is of generous proportions and is all open plan, allowing for a great degree of versatility. This sociable area is flooded with natural light and offers a well-equipped kitchen with under counter appliances and an integrated oven / hob with a pop up extractor fan. There is also a cloakroom
Rated B84 on the Energy Performance Certificate, this property is notably efficient with a heat recovery system in place, along with solar panelling and remote controlled electric radiators in the bedrooms.
On the ground floor you will find a utility room, family bathroom and the four bedrooms two of which enjoy ensuites. The bathroom provides a bath with separate shower, hand wash basin and a WC. Both ensuites have showers, hand basins and WCs. In our opinion, all of the bedrooms are well proportioned with the largest room also offering French doors leading out to the garden.
In summary this is an individual, attractive property that would be well suited for those seeking a family home or investment as it has been used as a successful holiday let most recently.
Viewings are strictly by appointment only.
INFORMATION
Tenure : Freehold
Material Information
Council Tax Unclassified (Source : Currently used as a successful holiday let, as a result is on business rates)
We understand the property has mains water supply and private drainage.
Construction - We understand the property is of timber construction utilising SIPS panels from Hanse Haus
Broadband : Standard OR Superfast 15mbps to 35mbps download speeds (Source OFCOM LINK : )
Mobile Availability - Source OFCOM - Prediction, not a guarantee Indoor none , Outdoor Likely (LINK : )
Consumer Protection from Unfair Trading Regulations 2008.
WE STRONGLY advise all parties to confirm and check title documents, build warranties, services / utilities and any covenants which may or may not apply, immediately after agreeing a purchase. Our adverts do not form part of a contract and must NOT be relied upon. All buyers MUST also VERIFY the Council Tax band and broadband speeds to satisfy themselves rather than rely on our information which is subject to change.
Goundrys have not tested any apparatus, equipment, fixtures and fittings or services and so cannot verify that they are in working order or fit for the purpose. A Buyer is advised to obtain verification from their Solicitor or Surveyor. Measurements are a GUIDE ONLY. Items shown in photographs are NOT included unless specifically mentioned within the sales particulars. They may however be available by separate negotiation. Buyers must check the availability of any property and make an appointment to view before embarking on any journey to see a property.
ANTI-MONEY LAUNDERING REGULATIONS - Purchasers
It is a legal requirement that we receive verified identification from all buyers before a sale can be instructed. We ask for your cooperation on this matter to ensure there is no unnecessary delay in agreeing a sale. We will inform you of the process once your offer has been accepted.
PROOF OF FINANCE - Purchasers
Before agreeing a sale, we will require proof of your financial ability to purchase. Again, we ask for your cooperation on this matter to avoid any unnecessary delays in agreeing a sale and we will inform you of what we require prior to agreeing a sale.
Kitchen / Living / Dining Area - 10.05m x 9.39m (3211' x 309')
Bedroom - 3.88m x 3.88m (128' x 128')
Bedroom - 3.37m x 3.82m (110' x 126')
Utility Room - 2.39m x 3.86m (710' x 127')
Bathroom - 1.81m x 4.09m (511' x 135')
Bedroom - 3.56m x 3.87m (118' x 128')
Ensuite - 1.55m x 2.39m (51' x 710')
Bedroom - 3.87m x 5.45m (128' x 1710')
Ensuite - 1.21m x 3.72m (311' x 122')
Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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