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£1,295,000
Bedrooms
Bathrooms
This prominent Grade II LISTED HOUSE is located at the heart of this thriving North Coast village and offers many possibilities as home, holiday business, or potential to return to a former use as a guest house/restuarant (subject to planning consent)
The property, which has recently had some refurbishment and redecoration is registered as a domestic dwelling and is used as a large holiday let, with additional separate cottage holiday let at the rear.
The main house has 7 bedrooms (6 ensuite) along with 3 reception rooms and a games room. In addition there is a SEPARATE 2 BEDROOM COTTAGE ANNEXE.
DESCRIPTION
Located in Churchtown at the very heart of one of the most popular villages in Cornwall is this large Grade II listed HOME which offers a variety of opportunities.
ACCOMMODATION
Entering the property the inner hall leads to a large dining room to one side, a sitting room to the other side and a comfortable living room. Some of the walls have been opened, exposing the original timber frames, giving a glimpse of the history of the property whilst simultaneously creating a more modern interior. The ground floor is tiled throughout for ease of maintenance. The living room features an open fire with stone chimney breast and a slate hearth. To one side is a bar area.
To the rear of the ground floor is a large kitchen/breakfast room that has recently been refitted.
Over two further floors there are 7 bedrooms, 6 of which are en-suite. The rooms and bathrooms are all well-presented and have character with exposed stone walls, some sash windows and for those to the front of the building views over the steeple of St. Agnes Parish Church.
Additionally there is a games room.
OUTSIDE
A paved elevated seating area is at the front of the property , in front of which are 2 parking spaces. At the rear there is further parking for 4/5 cars along with a generous decked seating area which is enclosed on three sides.
Pearl Cottage
is a separate attached 2 bedroom cottage and this accessed from the rear of the property. Steps lead down to the front door. An inner hall leads to a study or small second bedroom. The master bedroom is at the end of the hall and has a large en-suite bathroom. Upstairs there is an open-plan living area with a sitting room and adjoining kitchen
LOCATION
From The Porthvean you are just a 10 minute walk from Trevaunance Cove with its sandy beach - popular with families and surfers and for the more adventurous there are numerous walks along the stunning coastal pathways stretching for miles, or up and over the Beacon with its captivating panoramic views which make this part of mid Cornwall so spectacular.
St Agnes is fast becoming one of Cornwalls most desired locations being a picturesque village situated on the spectacular North coast of Cornwall, in both an Area of Outstanding Natural Beauty and a World Heritage Site. The village is famed for its Beacon, mining heritage and rugged coastal scenery.
The village is rich in history and has a thriving community all year round, with a comprehensive range of independent shops and local businesses, many breathtaking walks along the beautiful unspoilt coastal pathways and scenic countryside walks that are so distinctive to the area.
The popular surfing and bathing beaches of Chapel Porth, Porthtowan, Perranporth and Trevaunance Cove are all within 5 miles and benefit from seasonal lifeguard cover.
St Agnes is fast becoming one of the most sought after destinations in mid Cornwall due to its facilities and excellent communication links throughout Cornwall with the A30 just three miles away.
INFORMATION:
Tenure: Freehold.
Services: Mains water, electricity and drainage.
Heating: Oil and electric
Boadband: Ultrafast 1800 Mbps220 Mbps (Offcom checker)
DIRECTIONS
From our office at the heart of St Agnes the property is quite literally 2 doors along on the right as you look from the road.
CONSUMER PROTECTION FROM UNFAIR TRADING REGULATIONS 2008.
It should not be assumed that the property has all necessary planning, building regulation or other consents. Purchasers must satisfy themselves by inspection or otherwise and check any covenants immediately with their solicitor.
The Agent has not tested any apparatus, equipment, fixtures and fittings or services and so cannot verify that they are in working order or fit for the purpose. A Buyer is advised to obtain verification from their Solicitor or Surveyor. Measurements are a guide only. The Agent has not had sight of the title documents. Items shown in photographs are NOT included unless specifically mentioned within the sales particulars. They may however be available by separate negotiation.
Buyers must check the availability of any property and make an appointment to view before embarking on any journey to see a property.
ANTI-MONEY LAUNDERING REGULATIONS Purchasers It is a legal requirement that we receive verified identification from all buyers before a sale can be instructed. We ask for your cooperation on this matter to ensure there is no unnecessary delay in agreeing a sale. We will inform you of the process once your offer has been accepted.
PROOF OF FINANCE Purchasers Before agreeing a sale, we will require proof of your financial ability to purchase. Again, we ask for your cooperation on this matter to avoid any unnecessary delays in agreeing a sale and we will inform you of what we require prior to agreeing a sale.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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