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£850,000 Guide Price
Bedrooms
Bathrooms
Tucked away in the picturesque valley of Mingoose, near the charming village of St Agnes, Wayside is a beautiful 4-bedroom detached cottage that blends modern living with traditional character. Set in approximately 2 acres of mature gardens, the property offers a tranquil and secluded retreat, perfect for those seeking a countryside lifestyle without compromising on convenience. The property has been thoughtfully extended by the current owners, providing spacious and flexible living accommodation.
This truly magical property must be viewed to be fully appreciated. The accommodation comprises of an entrance porch providing a useful space for coats and boots and a WC. You enter the cosy living room equipped with a multi fuel stove and providing a warm and snug area to relax in. The chic kitchen/dining room has a walk-in-larder and features fabulous bi fold doors creating a magnificent light space that makes the most of the enchanting garden views and leads out into a patio seating area prime for al fresco dining and entertaining. From the kitchen, charming crittall doors take you into the garden reception room which enjoys further bi fold doors into the garden and breath taking views of the picturesque surroundings and blending indoor and outdoor living. The ground floor is completed by the functional utility room and a spacious hallway with stairs leading up the first floor.
On the first floor there are four double bedrooms, with the master benefitting from built in wardrobe space, a shower room and a family bathroom.
Externally this property offers a rare and tranquil setting. There is ample driveway parking providing off road parking for multiple vehicles. There is a detached office with adjoining bathroom providing an ideal space for hobbies or work. The crown jewel of this property is the enchanting 2 acre gardens made up of lawned areas, mature shrubs and trees and features a beautiful stream. Nestled within these charming gardens is The Owl Hut, a one bedroom barbecue hut providing a sleeping area, kitchenette and firepit offering a peaceful retreat. The Owl Hut has been used previously as a successful holiday let by the current owners providing the potential for an income stream or overflow accommodation. The garden footpath joins the national trust footpath straight down to Chapel Porth beach.
This charming property offers a rare and exceptional opportunity to live in a stunning, tranquil location with modern comforts and character.
Location
The property is set in the peaceful valley of Mingoose, with the nearby village of St Agnes offering a range of amenities, including local shops, cafes, and pubs.
The property is located nearby to the public footpath leading down to the beautiful Chapel Porth Beach which is easily accessed.
A peaceful, countryside location yet within easy reach of the main roads, offering the perfect balance between seclusion and convenience.
Information
Tenure - Freehold
Broadband : Standard Ultrafast 18mbps to 1800mbps download speeds Source OFCOM
Mobile Availability - Source OFCOM - Prediction, not a guarantee - WIFI calling only
Council Tax Band D
We understand the property has Mains Electric, mains water and private drainage.
The property is heated by two multi fuel stoves on the ground floor, one of which is connected to three radiators upstairs and partial underfloor heating. The bathroom and shower room have electric towel rails and the bedrooms have wall mounted electric heaters.
The property has undergone a Japanese knotweed treatment management plan, the final guarantee visit of which was undertaken in may 2024. A copy of the site visit certificate can be provided to any prospective purchaser.
Consumer Protection from Unfair Trading Regulations 2008.
WE STRONGLY advise all parties to confirm and check title documents, build warranties, services / utilities and any covenants which may or may not apply, immediately after agreeing a purchase. Our adverts do not form part of a contract and must NOT be relied upon. All buyers MUST also VERIFY the Council Tax band and broadband speeds to satisfy themselves rather than rely on our information which is subject to change.
Goundrys have not tested any apparatus, equipment, fixtures and fittings or services and so cannot verify that they are in working order or fit for the purpose. A Buyer is advised to obtain verification from their Solicitor or Surveyor. Measurements are a GUIDE ONLY. Items shown in photographs are NOT included unless specifically mentioned within the sales particulars. They may however be available by separate negotiation. Buyers must check the availability of any property and make an appointment to view before embarking on any journey to see a property.
ANTI-MONEY LAUNDERING REGULATIONS - Purchasers
It is a legal requirement that we receive verified identification from all buyers before a sale can be instructed. We ask for your cooperation on this matter to ensure there is no unnecessary delay in agreeing a sale. We will inform you of the process once your offer has been accepted.
PROOF OF FINANCE - Purchasers
Before agreeing a sale, we will require proof of your financial ability to purchase. Again, we ask for your cooperation on this matter to avoid any unnecessary delays in agreeing a sale and we will inform you of what we require prior to agreeing a sale.
Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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