5 bedroom semi-detached for sale

£2,000,000 Offers over

5

Bedrooms

3

Bathrooms

Floorplan

This property has some of the most epic, expansive and uninterrupted sea views in Cornwall. You can watch the sun reflect off the ever-changing colours of the cliffs at St Agnes; you can dolphin watch with your morning coffee or evening tipple; and, as it is in a Dark Skies zone, the star gazing at night is incredible.

Designed to make the most of its spectacular setting, the beautifully presented reverse-level accommodation maximises natural light and stunning vistas from every angle. The kitchen which has double ovens, induction hob, coffee zone and space for an American fridge/freezer, boasts views to the sea on one side and St Agnes Beacon on the other. The sink area has been specifically designed to overlook the coastline while washing up! The vaulted living room, stepped down from the kitchen, has a wood burning stove and unrivalled sea views towards Trevose Head. Across the landing is a second sitting room, that could equally be an office, playroom or additional bedroom, along with a cloakroom/w.c. The ground floor level, which in itself is split level, has a wonderful entrance with slate floor, off which is located a boot/utility room. In the main house there are four double bedrooms, three of which each enjoy the spectacular sea views over the garden. The master bedroom is dual aspect really making the most of the views of the coastline. The en-suite shower room has a large walk in shower and a cleverly placed window to peek out at sea. There is a wonderful family bathroom with separate shower and free standing bath positioned to enjoy the view.

The main accommodation adjoins the separate self contained annexe, and so the annexe itself is situated between the main house and the neighboring property. It has an open plan living kitchen area, shower room and one bedroom and is currently used as a successful holiday let, but would suit multi generational living and can equally be incorporated into the main property if required.

The property boasts an array of luxurious features, including a swimming pool, a wood-fired hot tub, fire pit and extensive gardens, creating the perfect retreat for relaxation and outdoor living. A balcony provides a wonderful position from which to eat and take in the views, not only along the coast and out to sea, but also towards St Agnes Beacon. There is also a further garden room / studio, currently used as a music and ping pong room.

The property has oil fired central heating, double glazing and extensive parking as well as generous gardens that wrap around the dwelling.

For those with an EQUESTRIAN interest this property has fantastic facilities and comes with 6 acres in 3 paddocks, Stabling with 3 stables, tack and feed room all under one roof and a high quality MENAGE.

Located at the end of a lane, this peaceful location allows for immediate pedestrian access onto the coast path to walk to Trevaunance Cove or Chapel Porth.

St Agnes is a thriving coastal community with an extensive range of independent shops, bars and bistros and there is primary schooling, doctors and dental surgeries, public library, church and chapel and active local sports club facilities. Truro city
centre with its mainline rail station is approximately 8 miles distant.

Key Features:

Four-bedroom reverse-level accommodation thoughtfully designed to maximise the coastal views.

Detached studio/games room offering additional flexible space.

Separate one-bedroom annexe successfully holiday-let by the current owner, or perfect for multi-generational living.

Oil-fired central heating & double glazing ensuring year-round comfort.

Land & stabling including approximately 6 acres, an American barn and an equestrian sand school.

This is a rare opportunity to own a breathtaking coastal home that perfectly blends luxury, comfort, and versatility.

INFORMATION:

Broadband: Standard 27 Mbps 2 Mbps (offcom service checker)

Mobile Coverage: Indoor limited Outdoor likely (offcom service checker)

Mains: Water and electricity. Private drainage.

Tenure: Freehold

Council tax band: E

EPC: Tbc commissioned

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 1703950

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 50000
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 203950
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

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Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

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Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

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  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

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This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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