5 bedroom detached for sale

£850,000 Guide Price

5

Bedrooms

3

Bathrooms

Floorplan

Tucked away in a wonderfully quiet and rural setting, yet just a short drive from the thriving coastal communities of St Agnes and Perranporth, Worthy Vale offers a truly unique lifestyle opportunity and is offered to the market with NO ONWARD CHAIN. Set within approximately 1.5 acres of beautifully landscaped gardens and magical woodland, this versatile and immaculately presented five-bedroom detached property is currently arranged as a three-bedroom main home with an interconnected two-bedroom annexe, making it ideal for multi-generational living or offering excellent income potential.

The main house is warm and welcoming, centred around a stunning open-plan living/kitchen/dining room. The kitchen is a real highlight, designed in a timeless shaker style with solid quartz worktops, combining elegance with practicality. The living space is filled with charm, featuring a wood-burning stove for cosy evenings, while large windows and doors invite in the views and natural light. A useful utility room adds to the practicality of the home. There are three well-proportioned bedrooms, including a generous master with fitted wardrobes, all served by a superb contemporary family bathroom complete with freestanding bath and separate shower.

The integral annexe offers spacious and flexible accommodation, with its own private entrance and driveway, as well as internal access from the main house. It comprises a comfortable living room, kitchen/dining room, two bedrooms on the first floor, and a modern shower roomperfect for relatives, guests, or use as a holiday let (subject to any necessary permissions).

Externally, the property continues to impress. A large parking area provides space for multiple vehicles, complemented by two sizeable garage outbuildings. Nestled within the enchanting gardens is a delightful insulated timber chalet, complete with mezzanine sleeping levelideal for use as a studio, home office, or occasional accommodation. Theres also an external boiler/store room with an additional toilet, adding further flexibility.

The gardens are a key feature of this home, lovingly nurtured and full of interest throughout the seasons. They include a polytunnel, fruit cage, planting beds, and meandering pathways through mature woodland and a picturesque stream and bridgeoffering an idyllic environment for keen gardeners, nature lovers, and those seeking a more self-sufficient lifestyle. The property also benefits from the installation of 18 solar panels on a feed in tariff which could be connected to a battery for anyone wishing to do so.

Worthy Vale is a rare opportunity to embrace peaceful rural living without isolation. Local amenities are within easy reach, with the vibrant villages of St Agnes and Perranporth offering shops, cafes, schools, and access to some of Cornwalls finest beaches and coastal paths just minutes away.

Property Information
Tenure: Freehold
Council Tax Band: F (Cornwall Council)
EPC Rating: E
Broadband Availability: Ultrafast broadband available, with average download speeds of 314.1 Mbps and maximum speeds up to 1,000 Mbps'
Mobile Coverage: Good 4G coverage on major UK networks; 5G availability may vary by provider and location'
'Please verify broadband and mobile coverage with your chosen provider.

We understand the property has Mains Electric, mains water, private drainage with oil fired central heating.

There is a wayleave payment for two electricity poles on the property grounds.

There is a public footpath that runs alongside the northern border of the property.

Consumer Protection from Unfair Trading Regulations 2008.

WE STRONGLY advise all parties to confirm and check title documents, build warranties, services / utilities and any covenants which may or may not apply, immediately after agreeing a purchase. Our adverts do not form part of a contract and must NOT be relied upon. All buyers MUST also VERIFY the Council Tax band and broadband speeds to satisfy themselves rather than rely on our information which is subject to change.

Goundrys have not tested any apparatus, equipment, fixtures and fittings or services and so cannot verify that they are in working order or fit for the purpose. A Buyer is advised to obtain verification from their Solicitor or Surveyor. Measurements are a GUIDE ONLY. Items shown in photographs are NOT included unless specifically mentioned within the sales particulars. They may however be available by separate negotiation. Buyers must check the availability of any property and make an appointment to view before embarking on any journey to see a property.

ANTI-MONEY LAUNDERING REGULATIONS - Purchasers

It is a legal requirement that we receive verified identification from all buyers before a sale can be instructed. We ask for your cooperation on this matter to ensure there is no unnecessary delay in agreeing a sale. We will inform you of the process once your offer has been accepted.

PROOF OF FINANCE - Purchasers

Before agreeing a sale, we will require proof of your financial ability to purchase. Again, we ask for your cooperation on this matter to avoid any unnecessary delays in agreeing a sale and we will inform you of what we require prior to agreeing a sale.



Features
  • Freehold

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 703950

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 21250
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 66450
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

The Property has been saved to your favorites

Love the most
Second best
Meets our criteria
May be
Last resort

 / 5

Enquiry

Please enter a valid UK mobile number (e.g. 07123456789 or +447123456789)

Book an Appointment

Enter Details

Select Date and Time

GNB Property

10 Minute Meeting

  

Check all Details

Submit

Booking Confirmed

All confirmed! We look forward to speaking with you.

10 Minute Meeting

A calendar invitation has been sent to your email address.
Message