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£465,000 Guide Price
Bedrooms
Bathrooms
Offered to the market with NO ONWARD CHAIN and situated in the popular village of Mount Hawke, this spacious and well-presented three-bedroom detached bungalow offers versatile accommodation, ideal for families or those seeking single-level living.
Occupying a generous plot, the property benefits from driveway parking for three to four vehicles and features an attractive front garden laid to lawn with mature shrubs.
The entrance porch leads into a welcoming reception hall, which offers ample space for use as a home office or study area. The heart of the home is the stylish open-plan kitchen, which has been refitted with modern white units, wooden worktops, and integrated appliances. The kitchen flows seamlessly into the dining area and the comfortable living space, creating an ideal setting for both everyday living and entertaining.
From the living area, access is provided to a bright sunroom overlooking the rear garden, while French doors from the dining area open directly onto the west-facing garden. The rear garden is beautifully maintained, mainly laid to lawn, with a patio area perfect for alfresco dining, and a charming summerhouse to enjoy the peaceful surroundings.
There are three generously sized double bedrooms, including a master bedroom with an en-suite shower room. A well-appointed family bathroom offers both a bath and separate shower. Additionally, there is a practical utility room with a WC, providing further convenience.
This delightful bungalow combines generous living space, tasteful interiors, and a desirable location in Mount Hawkeoffering a wonderful opportunity to acquire a quality home in a sought-after area.
Mount Hawke is a thriving village located just a few miles from the popular coastal village of St Agnes and within easy reach of Truro, the countys capital city. The village offers a strong sense of community and a range of local amenities, including a well-regarded primary school, a village shop, post office, caf, and a doctors surgery. The nearby coastline offers stunning walks and access to beautiful beaches such as Chapel Porth and Porthtowanperfect for surfers, walkers, and nature lovers alike.
Information
Tenure : Freehold
Material Information
Council Tax C (Source : e87)
We understand the property has mains water supply and mains drainage. There is oil fired heating
Broadband : Standard 6MBPS to 1800Mbps download speeds (Source OFCOM LINK : )
Mobile Availability - Source OFCOM - Prediction, not a guarantee Indoor Likely/limited / Outdoor Likely (LINK : )
Consumer Protection from Unfair Trading Regulations 2008.
WE STRONGLY advise all parties to confirm and check title documents, build warranties, services / utilities and any covenants which may or may not apply, immediately after agreeing a purchase. Our adverts do not form part of a contract and must NOT be relied upon. All buyers MUST also VERIFY the Council Tax band and broadband speeds to satisfy themselves rather than rely on our information which is subject to change.
Goundrys have not tested any apparatus, equipment, fixtures and fittings or services and so cannot verify that they are in working order or fit for the purpose. A Buyer is advised to obtain verification from their Solicitor or Surveyor. Measurements are a GUIDE ONLY. Items shown in photographs are NOT included unless specifically mentioned within the sales particulars. They may however be available by separate negotiation. Buyers must check the availability of any property and make an appointment to view before embarking on any journey to see a property.
ANTI-MONEY LAUNDERING REGULATIONS - Purchasers
It is a legal requirement that we receive verified identification from all buyers before a sale can be instructed. We ask for your cooperation on this matter to ensure there is no unnecessary delay in agreeing a sale. We will inform you of the process once your offer has been accepted.
PROOF OF FINANCE - Purchasers
Before agreeing a sale, we will require proof of your financial ability to purchase. Again, we ask for your cooperation on this matter to avoid any unnecessary delays in agreeing a sale and we will inform you of what we require prior to agreeing a sale.
Accommodation
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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