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£1,400,000
Bedrooms
Bathrooms
Found in the desirable setting of Chapel Porth St. Agnes, this generous detached residence offers well-appointed accommodation across two floors, ideal for modern family living.
The ground floor boasts two well-proportioned bedrooms, one of which benefits from an en-suite. The heart of the home is the spacious kitchen-diner, featuring a range of integrated storage units, seamlessly combining practicality with style. A separate living room, enhanced by a striking vaulted ceiling, creates an inviting space for relaxation. A utility area and a shower room complete the ground floor layout.
Upstairs, the first floor reveals a further two bedrooms; one with its own en-suite, as well as a well-equipped family bathroom. A standout feature of this floor is the additional, versatile reception space, currently utilized by our clients as a library. This room has a feature fireplace and boasts views towards the coastline.
Externally, a sweeping driveway leads to a detached double garage, providing ample parking. The generous surrounding garden offers plenty of outdoor space, perfect for family enjoyment or entertaining.
This impressive home combines space, comfort, and versatility in a desirable location, making it a fantastic opportunity for those seeking a private yet well-connected lifestyle.
The Village
St Agnes is a picturesque village situated on the spectacular North coast of Cornwall, in both an Area of Outstanding Natural Beauty and a World Heritage Site. The village is famed for its Beacon, mining heritage and captivating coastal scenery.
The village is rich in history and has a thriving community all year round with a comprehensive range of independent shops, doctors, dentists and veterinary practices along with an excellent primary school and an array of cafes, bars and bistros. There are many breathtaking walks along the beautiful unspoilt coastal pathways and scenic countryside walks that are so distinctive to the area.
The popular surfing and bathing beaches of Trevaunance Cove, Chapel Porth, Porthtowan and Perranporth are all within 5 miles and benefit from seasonal lifeguard cover.
Information
The information provided in this listing, including any details relating to material facts, is offered in good faith and to the best of our knowledge. However, purchasers are strongly advised to satisfy themselves as to the accuracy of any information provided, as these details are not to be relied upon.
We recommend that all informationparticularly relating to boundaries, tenure, planning, covenants, and other legal mattersbe verified by your solicitor upon the commencement of a sale.
Please note, we do not act in the capacity of a Chartered Surveyor. Any comments regarding the construction, condition, or structure of the property are assumptions and should not be treated as statements of fact. We strongly advise that an independent surveyor be instructed to carry out a full inspection for confirmation of these details.
Measurements are approximate and for guidance purposes only. Any items, fixtures, or fittings referred to in these particulars are not necessarily included in the sale unless specifically stated within the Fixtures and Fittings forms provided by the seller and confirmed via the conveyancers.
Material Information
Tenure : Freehold
Council Tax Band : F (Source Link (Gov.uk)
Construction Type : Please refer to your surveyors comments.
Age of Construction: Please refer to your surveyors comments.
Heating: Oil
Water Supply: We believe this property is on mains supply.
Sewage: We believe the property is on private drainage.
Electricity: We believe this property is on mains supply.
EPC: D63
Broadband: 16 to 1800 download speeds (Source OFCOM Broadband Checker)
Mobile Availability : Prediction, not a guarantee Indoor Limited , Outdoor Likely (Source OFCOM mobile checker)
For further material information, please see the relevant section(s) provided by this website.
ANTI-MONEY LAUNDERING REGULATIONS Purchasers
It is a legal requirement that we receive verified identification from all buyers before a sale can be instructed. We ask for your cooperation on this matter to ensure there is no unnecessary delay in agreeing a sale. We will inform you of the process once your offer has been accepted.
PROOF OF FINANCE Purchasers
Before agreeing a sale, we will require proof of your financial ability to purchase. Again, we ask for your cooperation on this matter to avoid any unnecessary delays in agreeing a sale and we will inform you of what we require prior to agreeing a sale.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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